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Consumer Help & Advice

Before Hiring a Roofing Contractor, Decide on the Scope of the Renovation Project

We all know that taking on a roofing project and hiring a roofing contractor is a big deal that can get very expensive. Instead of taking a brutal hit to personal savings or, worse, having to wait years to save up, causing even more damage to your home, HFS Financial is here to help. We make these dreams come true every day by helping consumers like you find the best loan options. Before you are ready to hire a roofing contractor or let us help you with a loan, you need to decide on the scope of your renovation project.

What NEEDS to Be Done?

You should always begin by evaluating what needs to be done to preserve the integrity of your home. The roof protects the home, so you have to take care of it to care for the rest of your house. Roofing contractors can help you determine this if you aren’t sure. You can have them come to evaluate your home and give you a quote on what work needs to be done. If you see things like missing shingles or notice leaks, this will also clue you into something that needs to be fixed. Knowing what needs to be done upfront can help your roofing contractor give you a more accurate estimate and help us get you an appropriate loan amount.

Is There Anything Extra You Would Like to Have Your Roofing Contractor Complete While They Are Working?

Once you know what needs to be done, you can take into consideration cosmetic or functional updates to your home as well. It can save you time and money to have these done simultaneously. Let your potential contractors know that you would like to see those improvements happen such as siding, gutters and downspouts, or gutter guards. If they can’t help you with the extras but another contractor can, that may be the way to go. If you really love the one that can’t, they may be willing to subcontract the work. These are all things to ask before beginning the project. They can include all of it in your quote, and we can include it in your roofing financing! 

You Are Ready to Hire a Roofing Contractor and Get a Loan with the Help of HFS Financial!

After having the contractor come out to your home to evaluate the amount of work needed and having them factor in any extras you want to happen, you are ready to hire the contractor with the best bid and fit for you. The scope of the project can be set. Whether it is completely tearing off the roof and replacing decking or just patching shingles in a few places, HFS Financial is here to help make it happen. No matter how big the job is, we can help you get a loan to cover the expenses. 

Use our rate check tool today to see what your rates could be. It only takes 60 seconds, with no penalty to your credit. HFS Financial is here to help make all of your home improvement dreams come true. Reach out to us today! With HFS Financial, “You Dream It, We Finance It!”

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