HFS Financial is Not Affiliated with Other Similarly Named Lenders

This week, we just wanted to take a brief opportunity to address a situation which may lead to some confusion among homeowners looking to get a loan for home improvement, paying bills, or other financial needs.

HFS Financial and Your Project Loan are not affiliated with other lenders that may have a similar name. This includes a financial services company based in California known as Household Finance HFS Financial (or HFC) Beneficial Mortgage. Let us repeat that we are not in any way associated or affiliated with this company.

Some customers of Household Finance HFS Financial Beneficial Mortgage have reported that they have been taken advantage of by this company. We do not take advantage of those who use our services. We pride ourselves on offering a reliable and trustworthy service for our customers.

HFS Financial and Your Project Loan operate in all 50 states. We offer a fast 60-second loan inquiry and an easy and reliable method of securing a loan for whatever your financial needs entail.

While we may operate in some of the same states as the previously named lender, we are not, in any way, associated or affiliated in any way shape or form with this lender.

Thank you for taking the time to read our blog. We look forward to continuing to assist you with your financial needs in the future. To learn more about our services, please don’t hesitate to contact us today!

Frequently Asked Questions

Is HFS Financial the same company as Household Finance Corporation (HFC)?

No. HFS Financial is not affiliated with Household Finance Corporation, Household International, HSBC Finance, or Beneficial Finance. HFS Financial is an independent home improvement loan marketplace founded in 2011 and headquartered at 100 Owings Court #13, Reisterstown, MD 21136.

Is HFS Financial affiliated with Beneficial Finance or HSBC Finance?

No. HFS Financial has no corporate, ownership, or lending relationship with Beneficial Finance, HSBC Finance, Household International, or any other similarly named lender. HFS Financial is an independent company licensed under NMLS / Maryland Credit Services Business #1680766.

What does HFS Financial stand for?

HFS Financial is a home improvement loan marketplace that connects homeowners to unaffiliated third-party lenders. The company was founded in 2011 and operates in all 50 states.

Who owns HFS Financial?

HFS Financial is an independent, privately operated home improvement loan marketplace headquartered in Reisterstown, Maryland. It is not owned by or affiliated with any bank, consumer finance company, or similarly named lending institution.

Is HFS Financial a licensed company?

Yes. HFS Financial is licensed under NMLS / Maryland Credit Services Business #1680766. Licensing information can be verified through the Nationwide Multistate Licensing System (NMLS) Consumer Access portal.

Is HFS Financial a lender?

No. HFS Financial is a loan marketplace, not a lender. HFS connects homeowners to unaffiliated third-party lenders; any loan, rate, term, or approval comes from the lender, not from HFS Financial.

Where is HFS Financial headquartered?

HFS Financial is headquartered at 100 Owings Court #13, Reisterstown, MD 21136. The company was founded in 2011 and serves homeowners in all 50 states.

How can I verify HFS Financial’s identity if I am worried about lender confusion?

You can verify HFS Financial through the NMLS Consumer Access portal using license #1680766, confirm the Maryland Credit Services Business registration, or contact HFS Financial directly through its official website at hfsfinancial.net.

How long has HFS Financial been in business?

HFS Financial was founded in 2011 and has been operating as a home improvement loan marketplace in all 50 states since then.