How do I finance my kitchen remodel?
Not enough counter space? Leaky sink? Old and outdated fridge? Whether you’re upgrading your kitchen to accommodate your growing chef skills, or simply because it doesn’t fit with your personal style, HFS Financial is here to help you find a loan option to accomplish all of your culinary goals!
Whip Up Your Design
What is your current kitchen lacking? And what is it that you wish to change? Get together with your family and start making a list together. Let the kids help narrow down the wall color or select the new handles for the cabinets. Have dad design the pantry to hold all of his late night snacks. Get mom to choose the best oven for baking. Designating everyone with “their project” really helps make a big job seem as sweet as apple pie.
Cost of Culinary Greatness
Anytime you remodel a room, cost is a consideration. According to HomeAdvisor, a complete kitchen redo costs around $24,984 (or about $150 per square foot). Of course most of your expenses will depend on your dream design. You may not need brand new appliances, or you may need to completely rewire your electrical outlets. It really all depends on your individual needs and goals. However, realtors believe that a complete kitchen remodel is the #1 home improvement project to increase in a home’s value.
Let’s Get Cooking
Are you ready to remodel your kitchen? Let HFS Financial help you get the best loan for your home improvement projects. All you need is 60 seconds to fill out our loan inquiry. We’ll get back with you within 48 business hours. When your loan is finalized, you can pay your contractor, electrician, painter and other contracted workers up front. You’ll also be able to get the fantastic appliances and accessories you really want. Contact us today and let us get you the financing you need to build your dreams! Your perfect kitchen awaits.
Frequently Asked Questions
How do I finance a kitchen remodel through HFS Financial?
HFS Financial is a loan marketplace that connects homeowners to unaffiliated third-party lenders offering home improvement loans for kitchen remodels. Submit a 60-second inquiry with a soft credit check, and HFS matches you to lending partners based on your profile. HFS is not a lender.
Do I need home equity to finance a kitchen remodel?
No. HFS Financial partners with lenders that offer unsecured personal loans for kitchen renovations, which do not require home equity, an appraisal, or a second lien on your home.
Is HFS Financial a lender or a broker?
HFS Financial is a loan marketplace, not a lender. HFS is licensed under NMLS / Maryland Credit Services Business #1680766 and connects homeowners to unaffiliated third-party lenders; the lender, not HFS, issues the loan.
Does the HFS Financial inquiry affect my credit score?
No. The HFS Financial 60-second loan inquiry uses a soft credit check and does not affect your credit score.
What is the maximum kitchen remodel loan amount through HFS?
HFS Financial connects homeowners to lenders offering home improvement loans up to $450,000. Actual approved amounts depend on the lender and your credit profile.
Can I pay off a kitchen remodel loan early without a penalty?
Yes. HFS Financial partners with lenders that do not charge prepayment penalties, so you can pay off your kitchen remodel loan early at no additional cost.
Does HFS Financial offer kitchen remodel loans in every state?
Yes. HFS Financial operates in all 50 states and matches homeowners nationwide to home improvement lenders.
Who receives the funds when my loan is approved?
When your loan is approved and funded, the money is paid directly to you. You control the payment schedule with your contractor, electrician, or other tradespeople — the lender does not fund the contractor directly.
How long has HFS Financial been in business?
HFS Financial was founded in 2011 and is headquartered at 100 Owings Court #13, Reisterstown, MD 21136.
What information do I need to submit an HFS loan inquiry?
The HFS Financial loan inquiry takes about 60 seconds. You provide basic information about yourself, your home improvement project type, and the amount you want to finance. HFS then runs a soft credit check and matches you to its lending partners.
