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Consumer Help & Advice

Metal vs. Shingles Roofing

So you want to get a new roof, right? You’ve likely had shingles all of your life, but now you’ve heard about metal roofing. And now you’re wondering: metal vs. shingles roofing… Which is better?

There isn’t an easy answer to this question. It really just depends on your wants and needs. But here’s a quick breakdown on what you might want to look for.

Modern Metal Roofing

Metal roofing is a more modern option for your home. It comes in a variety of colors, so it can fit whatever aesthetic you want. Incredibly, metal roofs last up to 70 years. Your investment goes farther than roofing with shingles and can also increase your home’s resale value. They are also less prone to damage from natural disasters such as fire, so it’s a great option for those who live in areas prone to wildfires.

On the other hand, metal roofing is more likely to stick out in your neighborhood since most houses have shingles. Because of this, your local municipality and/or homeowner’s association may not allow them, so you’ll want to check before making a decision. Metal roofing is also more expensive than shingles roofing because the materials last longer and fewer contractors are qualified to install them. While they do last longer, this also makes replacements due to things such as dents from a hail storm more expensive as well.

Classic Shingles Roofing

Shingles are the classic, traditional roofing option. This is likely the roofing that your house currently has. Shingles roofing has fewer color options, but will keep you more uniform with the rest of the neighborhood. This type of roofing is also cheaper up front, as shingles are less expensive to manufacture and more contractors are qualified to install them. The shingles can also be replaced individually, so repairs are more cost-effective as well. Plus, during weather like rain or hail, shingle roofing does not create nearly as much noise as metal roofing.

However, shingles do have to be replaced more often than metal roofing. They are more prone to damage from nature, including fire, rain, and even wind. Since they have to be replaced more often, as well, they could end up costing more in the long run than metal roofing. Lastly, the shingles absorb heat, which is great in winter but a disadvantage in the summer.

Make roofing affordable!

Whether you choose metal vs. shingles roofing, you can make it affordable with financing through HFS Financial. All you have to do is fill out our 60-second loan application. If you qualify, we’ll help fit you with the right loan for you and your home improvement needs. Plus your loan money will come to you, not straight to your contractor, so you’re in complete control. If you have any questions on how you can get the best contractor financing, give us a call at 1-800-254-9560. “You Dream It, We Finance It.”

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