As a consumer, hiring a fencing and decking contractor requires careful consideration of a number of factors. You likely want a professional with ample experience completing projects like your own. You also need a fully licensed and insured contractor. In addition, it helps to have a company that can help you obtain a loan to cover the cost of the work they’ll do.
At HFS Financial, we work with a wide range of professionals to provide them with the best contractor financing for customers. That means you can choose the right contractor for your project, and we’ll handle helping you to get a loan for the project.
Work with the Right Fencing and Decking Contractor
Before you consider which contractors offer financing, be sure they have the resources and skills to complete your project. Talk to them about your needs, specific design elements, and budget. It’s a good idea to discuss as many of the details as possible, such as if the contractor recommends composite or wood decking or the style of fencing best suited for your home.
Be sure they have a license to work in your municipality. It’s also important to know if they’ll pull permits for your project and work within any HOA guidelines in your area.
Once you know what they can offer, request a quote. This quote will ensure you know upfront what to expect from the project.
Ask About Contractor Financing
Many times, a fencing and decking contractor will provide a range of options for covering the cost of your project. Contractor financing through HFS Financial makes sense for many projects. There are several reasons for this.
- Many traditional banks require staged payments, where only a certain amount of funds release to the contractor over time. That can slow your project down between approvals.
- Interest rates and borrowing power matter. If you’re putting in a new deck around your beautiful new pool or creating a large outdoor space, you need flexibility from the lender you choose. Be sure they keep costs in mind by offering low-interest rates on loans that cover the entire purchase price.
- It’s also important to consider fast funding. The fencing and decking contractor you’re working with needs to know funding for your loan is in place before they can start on the project. If you have to wait weeks for approval, that’s going to slow things down. HFS Financial can fund most projects in industry-leading times — helping you to get started right away.
Learn More About Contractor Financing Options
HFS Financial offers direct-to-consumer funding for decking and fencing projects. With decades of experience, we’re confident we can help you obtain the loan that’s best suited for your project. With industry-leading interest rates and terms, you’ll want to take a closer look at our current decking and fencing financing offers. You can check your rate right now in about 60 seconds. Contact us online or call 1-800-254-9560. With HFS Financial, “You Dream It, We Finance It!”