From the blog

Home improvement projects are a big deal! From hiring a contractor to choosing your colors and styles to getting a good deal on home improvement financing — HFS is here to help. We post blogs here every week to help consumers learn more about home improvement and how to get it done right. When you’re ready to invest in the home improvements of your dreams, we hope you turn to HFS Financial. We work hard to earn your business!

HFS Financial offers fast loans at competitive rates, helping homeowners with everything from a new swimming pool for forever staycations to that new bathroom addition that helps married couples stay that way — or the kitchen renovation that helps you fall in love with cooking all over again.

Love your home. Depend on HFS Financial for the home improvement and swimming pool loans you’ve been looking for.

3 Staycation Benefits You are Bound to Love

Are travel plans on hold this year? It’s easy to get discouraged. Turn your lemons into lemonade with the ultimate family staycation! A kink in

March 12, 2024

a father and his children enjoying a safe soak in a hot tub

How to Keep Children Safe Around Hot Tubs

Are you contemplating the idea of adding a hot tub to your home, but concerns about your children’s safety are holding you back? Fear not!

February 20, 2024

a house with blocks that say goal with money for a home improvement loan

8 Loans for Home Improvements in 2024

As we step into the new year, the promise of a revamped living space becomes more tangible than ever, thanks to the innovative home improvement

January 9, 2024

man and women enjoy a splendid spa in winter

Can I Use a Splendid Swim Spa in Winter?

As winter blankets the world in a serene layer of snow and frost, the idea of enjoying a swim spa in winter might seem like

December 29, 2023

finance a hot tub like this one in a deck in the sunset

Who Can Finance My Hot Tub?

You’ve done your research, and you know there are HUGE differences between the cheapie hot tubs you find online and in the big box stores

September 21, 2023

hot tub with water and a black background

Hot Tub Loans: How Does Dealer Financing Work?

If you’re under the impression that the hot tub you’ve always dreamed of is just out of reach, we’re here to tell you it isn’t!

September 19, 2023

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HFS Financial is not a lender. The information you provide to HFS Financial is not an application for a loan from HFS Financial. HFS Financial does not endorse, warrant, or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs that are offered by one or more unaffiliated third-party lenders.

All information is subject to change without notice. An inquiry you submit to HFS Financial is for the purpose of obtaining additional information regarding a potential loan provided by a third-party lender under terms and conditions arranged directly between you and such lender and conditioned upon the completion of all credit documentation supplied by such lender. “APR” means Annual Percentage Rate. Loan Example: A closed-end loan from a third-party lender for $60,000 with a fixed rate of 7.99% and an APR of 8.52% for a term of 20 years would result in 240 payments of $501.49, assuming the loan is not paid off early.  Loan programs described at this website have no prepayment penalties.  Not all will qualify.

HFS Financial is not responsible or liable for any products, services, information, or other materials displayed, purchased, or obtained because of or in connection with this web site, including, without limitation, any third-party loan information.