Deck projects vary widely in cost depending on materials, size, and what you add — railings, lighting, built-in seating, and pergolas all change the total. Run a few scenarios through this deck financing calculator before you talk to contractors so you go into those conversations knowing your budget.

Enter your loan amount and pick a term to see your estimated monthly payment. HFS Financial connects homeowners with lenders offering personal loans from $1,000 to $450,000, with fixed rates as low as 7.8% and terms up to 30 years. No home equity required.

When you’re ready to move from estimate to real options, the Check My Rate tool returns results in 60 seconds with no credit impact. You Dream It, We Finance It.