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HVAC Loans

You dream it, we finance it!

  • Low-Fixed Rates
  • Direct-To-Consumer Funded
  • Personal Loans
  • Same-Day Qualifications
  • Terms Up To 20 Years
  • Inquiring Won't Impact Your Credit Score

Inquiring won't impact your credit

How much do you need?

Lowest Monthly Payment

$0.00

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How to get a loan...

  1. 1

    Inquire for a loan

    Does NOT affect your credit, get same day answers

  2. 2

    Get loan offers

    Get instant loan answers OR speak with a loan consultant

  3. 3

    Verify

    Securely upload some basic documents for loan verification

  4. 4

    Get your funds

    Loan proceeds available within 48 hours of approval

HVAC Financing

Stay cool and comfortable all year round with HVAC financing options through HFS Financial. 

HVAC stands for Heating, Ventilation, and Air Conditioning — the systems that control the temperature and air quality in your home. 

We help you find flexible HVAC loans so that you can upgrade or replace your system. Throughout the year, a fully functional HVAC system will ensure your family is cozy and comfortable.

We offer:

  • Competitive rates and flexible terms to fit your budget
  • Quick approval process — no impact on your credit score when you apply
  • Funds sent directly to you — choose your preferred HVAC contractor

AC Financing

Our air conditioning finance options are designed to make modern, efficient HVAC systems accessible to homeowners. 

Our application process is straightforward and quick, allowing you to get approved and start your HVAC project sooner.

Use our Check My Rate tool to explore your HVAC financing and AC financing options today.

Check My Rate

Inquiring won’t impact your credit

About HFS Financial and why our clients love us

HFS Financial website user

You dream it, we finance it!

Most asked questions

Still have more questions? Visit our Help & Advice center or contact our team and we'd be more than happy to help.

Inquiring won't impact your credit

Inquire about a home improvement loan today!

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What our happy customers say about us

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