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Loan options to suit your plans and budget

You dream it, we finance it!

  • Low-Fixed Rates
  • Direct-To-Consumer Funded
  • Personal Loans
  • Same-Day Qualifications
  • Terms Up To 20 Years
  • Inquiring Won’t Impact Your Credit Score

Inquiring won’t impact your credit

How much do you need?

Lowest Monthly Payment

$0.00

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Wide Range of Loan Values

Every home is unique and every dream plan is also different, that’s why at HFS Financial, we make sure you have access to the loan you need. 

With a full range of loan values available to you based on your income and creditworthiness, you can get the funds you need to refresh and revitalize your property. From small items of work that make your home safe and watertight to grand adventures in landscaping, we make the application process straightforward and simple.

Our loan value options include:

Find competitive rates easily through our Check My Rate tool or explore more details on the loan values above to get inspiration for your next home improvement project. We’re here to help you bring your dream home to life, no matter what that vision may be.

Check My Rate

Inquiring won’t impact your credit

How to get a loan…

  1. 1

    Inquire for a loan

    Does NOT affect your credit, get same day answers

  2. 2

    Get loan offers

    Get instant loan answers OR speak with a loan consultant

  3. 3

    Verify

    Securely upload some basic documents for loan verification

  4. 4

    Get your funds

    Loan proceeds available within 48 hours of approval

About HFS Financial and why our clients love us

HFS Financial website user

You dream it, we finance it!

Most asked questions

Still have more questions? Visit our Help & Advice center or contact our team and we’d be more than happy to help.

Inquiring won’t impact your credit

Inquire about a home improvement loan today!

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What our happy customers say about us

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