The Best Home Improvement Loans

Making improvements to your home and property is a great way to maximize every inch of your living space. Your home should be your favorite place to be. If it’s not, you don’t have to leave it that way. From major renovations and construction to smaller remodels, you will likely need financing along the way to get your home looking and functioning at its best. That’s why HFS Financial offers home improvement loans to support you in building, renovating, remodeling, and creating a space you love.

For decades, we’ve led the way in getting our incredible customers the home improvement loans they need for all of their home improvement projects. And with great rates, terms, and payment options, you’ll be thrilled to find that you can have the financing you need for almost any area in your home, inside or out.

Here are just a few ways that HFS Financial can assist you in building a life you love.

Couple investigating home improvement loans online

The Best Home Improvement Loans for Renovations & Remodels

Whether you bought a fixer-upper as your first home, you’ve had your house for a while, or you want to rework the space you have, sometimes your home just needs a facelift. If you’re looking to remodel your whole house or only a single room, there is no need to worry when you work with HFS Financial. It’s simple to get the loan you need to transform all of your residential spaces.

Family in front yard after home improvement

Even if you are faced with a more major renovation, you can count on HFS Financial to get you the money you need – fast. With loan amounts up to $500,000, you can complete small or large projects with ease. From hiring skilled contractors to purchasing quality materials, your loan amount will be fully funded up front – making you a cash buyer. You’ll never have to wait on approvals or inspections before the lender releases the next round of funding.
You’ll control your home improvement project. With a simple online application process, it couldn’t be easier to get started on the unsecured home improvement loans that can help you revolutionize your space.

What Interior Projects Can Home Improvement Loans Assist With?

Having usable, beautiful interior spaces makes being at home so much better. With financing through HFS, you can create new rooms in your home, get new flooring or tile, update your kitchen and bathrooms, or finish out the living spaces or basement – just to name a few. 

The HFS Financial loans for home improvement projects include:

There’s no easier way to design a space that fits your lifestyle than through home improvement loans with HFS Financial. With loan amounts up to half a million dollars, there are almost endless ways to make your home your favorite place in the world.

Incredible Outdoor Home Improvement Loans

But don’t think that you are limited to improving only the interior of your home. Home improvement loans offer options to extend your livable space to the outdoors – increasing your square footage, adding incredible beauty, and maximizing the joy of being home.

It doesn’t matter whether you want to add some curb appeal, build or enhance hardscape and landscape areas, or even add a stunning new swimming pool to your backyard space. With a loan through HFS Financial, you’ll have the funds you need to create memorable spaces to gather and linger at home. 

Here are just a few of the ways you can transform your home’s exterior:

It’s important that the outside of your home feels as good as the inside of your home. With HFS Financial, it’s never been more possible to make your outdoor dreams a wonderful reality.

How Does a Home Improvement Loan Work?

A home improvement loan is an unsecured personal loan, meaning that you don’t have to put up collateral as a promise that you will repay the loan back. Many bank loans require collateral such as your house to add protection for the loan amount. The great thing about a home improvement loan through HFS is that you never have to put up any personal property as a guarantee against the loan. 

What Should I Look for in a Home Improvement Loan?

When looking for the right home improvement loan, there are things to look for and things that you will want to avoid. The right loan makes all the difference in not only the way that you can spend your financing but also in the way that you receive the funds you need to get the job done right. Avoid funding that has excessive red tape, collateral agreements, staged financing, staged approval before rounds of funding can be released, or other issues that add frustrating limitations and delays. It’s your money, after all. You should be able to spend it on your home improvement project the way you see fit. Working with HFS Financial allows you to cut through the red tape associated with many other types of financing. In just a few days, you can receive 100% of the money you need, up front. Hire contractors and subcontractors, pay for quality materials and labor, DIY your project on your own terms, and so much more. You control your home improvement project however works best for you. HFS Financial is your ticket to easy, hassle-free financing for home improvement loans that you’ll love.
Family making lunch in kitchen after home improvement

What Credit Score Do I Need to Qualify for Home Improvement Loans?

Depending on the loan you are looking for, different credit scores will provide different lending options for your home improvement project. At HFS Financial, if you have a credit score of 600 or higher, you are a great candidate for our home improvement loan options. The higher your credit score, the more options you’ll have. You can trust HFS Financial to bring the best loan options to the table for your incredible home improvement project.

How Do I Check My Rates and Payment Options?

With HFS Financial, it couldn’t be easier to get started on your financing application. If you have already found a contractor who offers financing through HFS, you can apply for your home improvement loans directly from their website. Or, if you are doing a DIY project or have a contractor who does not offer contractor financing through HFS Financial, exceptional financing is still available!

With our quick 60-second application, simply fill out our online form and submit it to see the payment options available for your sensational new home improvement project dreams. With unsecured loans for home improvement, creating the home you and your family deserve is easier than ever. From a new kitchen to a new pool and everything in between, HFS Financial can get you the funding you need for your project from start to finish. Apply today to discover the funding amount, rates, and terms available. Soon, you’ll be enjoying your new spaces in your gorgeous home. With HFS Financial, “You Dream It, We Finance It.”