Inquiring won't impact your credit

Kentucky’s premier pool financing resource

You dream it, we finance it!

Check My Rate

Inquiring won't impact your credit

Low-Fixed Rates Enjoy market-leading rates and fixed repayments.
Direct-To-Consumer Funded Take full control over your loan.
Personal Loans Borrow without affecting your home equity.
Same-Day Qualifications Prequalify for your loan options in minutes.
Terms Up To 20 Years Lock in your rate so you can budget with confidence.
Inquiring Won't Impact Your Credit Score Check your rate with no risk to your credit.

Kentucky’s premier pool financing resource

You dream it, we finance it!

Low-Fixed Rates
Direct-To-Consumer Funded
Personal Loans
Same-Day Qualifications

Low-Fixed Rates
Direct-To-Consumer Funded
Personal Loans
Same-Day Qualifications
Terms Up To 20 Years
Inquiring Won't Impact Your Credit Score

Check My Rate

Inquiring won't impact your credit

How to get a loan...

1
Inquire for a loan

Does NOT affect your credit, get same day answers

2
Get prequalified

View instant loan options OR speak with a loan consultant

3
Verify

Securely upload some basic documents for loan verification

4
Get your funds

Loan proceeds available within 48 hours of approval

Pool Financing Kentucky

Looking to transform your Kentucky backyard? HFS Financial is here to help.

For many years, we’ve assisted homeowners across the state, connecting them with customized swimming pool loans to enhance their properties and lifestyles.

Our pool financing options are based on your income and creditworthiness rather than home equity, and the funds are sent directly to your account to give you full control and allow you to get on with the work as soon as possible.

Inground Pool Loans Kentucky

Every backyard can be enhanced with the addition of a swimming pool, and at HFS Financial, we connect you with leading inground pool loans for properties across Kentucky.

Due to the fact that all swimming pool loans are fully tailored to your project and financial situation, there’s no need to worry about finances holding you back. We’ll discuss your budget and needs with you, helping you turn your dream pool into a reality.

Discover all of your options today by checking out our Check My Rate tool without any impact on your credit score.

About HFS Financial and why our clients love us

HFS Financial website user

You dream it, we finance it!

Inquire Now About HFS

Our unique financing process ensures that funds are disbursed directly to you, giving you full control over your loan.
Have equity in your property? Keep it. Don't have much equity? No problem. Loans through HFS Financial do not affect the equity in your property.
Our streamlined inquiry process ensures that you get your funds without delay so you can start on your project as soon as possible.
By making your financial needs our main focus, we’ll connect you with loans tailored to your budget and timeline, with manageable rates and an easy-to-navigate inquiry process.
Lock in your ideal rate so you can budget with confidence with a fixed-rate loan.
Making an inquiry with us to check your rate will have no impact at all on your credit score, so don't hesitate to speak to us today.

$300,000
Max Loan Amount
100,000+
Homeowners Funded
20,000+
Contractors on our Platform
3,500+
5 Star Reviews

Most asked questions

Still have more questions? Visit our Help & Advice center or contact our team and we'd be more than happy to help.

Check My Rate FAQs

Inquiring won't impact your credit

Inquire about a home improvement loan today!

Inquire Now

What our happy customers say about us

Benji

Andrea Barchiesi has been very easy to work with and answered all of our questions timely. We look forward to getting our pool installed in the next couple weeks. Thanks Andrea for all the help.

Tiffany

Amanda and Alexis were very on top of processing my loan. They were so attentive and answered all my questions, and there were a ton of questions from my side! They made me feel comfortable in the process as I…

Jim

Very good throughout ! Andrea and Kyara we both great to deal with.

Linda

Vicky and Kendra were very professional, knowledgeable, patient, and helpful. We are grateful for their assistance.

Rebecca

Jason Sidle and Krystie McMahon were absolutely amazing! From pre approval, processing, underwriting, to funding in one week. Very responsive and communicated everything. Highly recommend!

John

Going through HFS to fund my pool was extremely easy and efficient. I worked with both Daniel Perovich and Krystie McMahon. They both were professional and made the process smooth. Thank you.

Kelly

HFS was great, Thank you to A. Grimes and R. Smith for working quickly for us! We had great communication and are so excited to get our pool next week! We appreciate your hard work greatly!

Terry

1 Week is how long this loan took from checking my credit to funds in the bank Alexis and Dan were kind and quick to respond and I will continue to use this company in all my financial needs !!

Virgil

Andrea was very quick with answers and with the approval process. Appreciate the professionalism throughout

Rya

Efficient, kind, and professional. I would work with/refer Vicky and Carrie in the future

Top

Check My Rate Inquiring won't impact credit

This website uses cookies to enhance your browsing experience and deliver personalised ads. By clicking “Accept All Cookies”, you agree to the storing of cookies on your device to enhance site navigation, analyse site usage, and assist in our marketing efforts.

More Information Accept All Cookies