Should I Move or Remodel?

Welcome mat with home sweet home printed on it

Is your house starting to show signs of aging? Maybe you’ve been thinking about remodeling some rooms in your house for a fresh look. Or perhaps you think remodeling would be too much work and moving sounds more appealing. You are repeatedly asking yourself, “Should I move or remodel?” Here are some facts about each option to help you make your decision.

Pros of a Move

A Fresh Start

A move can be exciting if you are looking for a fresh start. You can relocate locally or be really adventurous and choose a whole new location. Moving is sometimes inevitable if work opportunities open up. A fresh start is definitely a perk of moving, no matter what dictates the move.

A Finished Setting

Moving into a new home — whether brand new or new to you — means the house is ready to occupy. You will not have to worry about construction and the mess it creates right off the bat. 

Cons of Moving

A Financial Strain

One big con of moving is the money it requires. Whether you pack your own things and rent a truck or hire a company to do all the legwork for you, there is a significant financial commitment connected with moving — especially if you have to sell your home first.

A Forever Search

Searching for the perfect home is no easy task. There are neighborhoods to research, school districts to study, HOA requirements to consider, and budget restrictions to add to the mix. The housing market is extremely competitive as well. When you do find a home you love, it is often already under contract.  

Pros of a Remodel

Customizing the Style Your Way

When you choose to remodel your home, you have the freedom to customize it any way that you want to. Some people can see endless possibilities for change when they buy a fixer-upper home. This makes remodeling a very exciting process.

These changes do not have to happen all at once. You can take your time, perfecting your home in stages. Start with the room you want to add the most value to and work your way into the rest of the house from there.

Curtailing the Strain on Your Wallet

Since remodeling a house does not have to happen all at once, you do not have to find financing to fund everything at one time like you do on a house purchase. Concentrate on one room or area at a time. Work within a budget, and strive to stick with it.

Cons of a Remodel

Considering the Stress of the Work Zone

Living in a work zone can be a little stressful. If a bathroom is being remodeled, for instance, you might be inconvenienced for a while when the tub, sink, or toilet is unavailable. The kitchen is no different. Working without a sink or without counter space is often complicated unless you set up a makeshift kitchen in another part of your home. But the end results are definitely worth it!

Should I Move or Remodel?

Should I move or remodel? The choice is ultimately up to you and your preferences. If you choose to remodel, let the home improvement loan experts at HFS Financial help you find the funding you need — from pool financing to room remodeling funding. Call 1-800-254-9560 to talk about your dreams. A 60-second inquiry is all it takes to get the process started. “You Dream It, We Finance It.”

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Should I Move or Remodel?

HFS Financial solely operates in the home improvement lending space which means we can confidently say that we are THE HOME IMPROVEMENT LOAN EXPERTS. When you apply at HFS Financial you will get a customized loan experience tailored to ensuring you get the best personal loan to meet your home improvement loan needs.