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Market Leading Fixed Rate Loans

For Swimming Pools & Home Improvements

  • Low-Fixed Rates
  • Direct-To-Consumer Funded
  • Personal Loans
  • Same-Day Qualifications
  • Terms Up To 20 Years
  • Inquiring Won’t Impact Your Credit Score

Inquiring won’t impact your credit

How much do you need?

Lowest Monthly Payment

$0.00

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How to get a loan…

  1. 1

    Inquire for a loan

    Does NOT affect your credit, get same day answers

  2. 2

    Get loan offers

    Get instant loan answers OR speak with a loan consultant

  3. 3

    Verify

    Securely upload some basic documents for loan verification

  4. 4

    Get your funds

    Loan proceeds available within 48 hours of approval

What would you like a loan for?

It’s simple to get the loan you need to transform all of your residential spaces.

We don’t just do loans for these projects. Explore all our Home Improvement Loans

About HFS Financial and why our clients love us

HFS Financial website user

You dream it, we finance it!

Most asked questions

Still have more questions? Visit our Help & Advice center or contact our team and we’d be more than happy to help.

Inquiring won’t impact your credit

Inquire about a home improvement loan today!

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Home Improvement Loans

If you’re looking for smart, fast swimming pool financing, home improvement loans, or a loan for a backyard renovation project, you’ve come to the right place at HFS Financial.

Re-imagine your backyard with a dreamy swimming pool loan. Rethink your kitchen storage space with financing for a kitchen remodel. Reinvent your bathroom, garage, or outdoor living areas with a fast-funding home improvement loan. Our motto is: “You Dream It, We Finance It!”

Getting a home improvement loan or swimming pool financing doesn’t have to be a complicated, time-consuming process. After many years of assisting homeowners in obtaining home improvement financing, the team at HFS Financial is your perfect home improvement financing partner.

We know home improvement loans because that is all we do. That’s right, no car loans, no mortgages, no student loans. We do one thing and we do it better than anyone. Swimming pool and home improvement financing!

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Inquiring won’t impact your credit

Why HFS Financial?

With HFS Financial, you spend more time thinking about how to improve your home and less time worrying about “Am I getting a good rate?” or “How is the financing coming along?”

With HFS, you can rest assured you will be provided with industry-leading loan terms and the best customer service experience possible. Loans powered by HFS Financial are personal loans, which means no equity = no problem. The loan options are based on your income and creditworthiness. Unlike most home improvement loans, you as the consumer get the money funded directly to you upfront. HFS Financial loan programs do not fund to the contractor, which empowers YOU, the consumer, and makes life easier for the contractor when it comes to getting paid.

HFS Financial prides itself on being one of the only options that ensures the full funds are disbursed directly to the consumer so that YOU control the money and not the contractor. Why let the lender fund the contractor directly and you have no say? That’s crazy! It’s your money and we believe you should be in control.

Whatever your home improvement project is, inside or out, HFS Financial offers consumers access to the best personal loan options available based on our suite of custom-developed loan programs with industry-leading loan terms and low fixed rates. Once approved, loans can typically fund very quickly with little to no documentation required from the consumer.

When you complete our fast and easy inquiry, the information you provide HFS Financial is securely transmitted to our in-house team of highly specialized financial loan consultants. In less time than any other home improvement loan process, we’ll have you connected with the project financing you need. We are your one-stop shop for any kind of home improvement loan: swimming pools, metal roofs, hardwood flooring, kitchen and bath remodels, basement finishing, outdoor kitchens, and so much more.

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Inquiring won’t impact your credit

What our happy customers say about us

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