The Best Roofing Loans & Loans for Metal Roofing

Roofing loans and loans for metal roofing are a specialty of HFS Financial.

A new roof doesn’t mean that you have to break the bank – especially where financing is concerned. Residential roofing loans are available for almost any type of roof style: architectural and wood, composite or shake shingles, metal roofing, clay, or slate tiles. Are you looking for traditional roofing loans or loans for metal roofing? You’ve come to the right place!

Installing a new roof is a smart investment. Your roof is a major line of defense that guards your home against the elements. However, a new roof is a large cost to pay for out-of-pocket. HFS Financial, a financing industry leader, offers roofing loans so you can spread out the cost of a new roof over time. 

In as little as 60 seconds, you can apply to see the funding that is available for your home’s roof renovation. Upon approval, the funds you need will be released to you upfront –  making you a cash buyer and putting you in control of your project. Are you ready to get started?

When Is It Important to Get a New Roof?

A residential roof won’t last forever. The typical lifespan of a roof is between 15 to 30 years, depending on the materials used. Roofing loans from HFS Financial can help you choose quality materials that will extend the life of your new roof. But when is it important for a roof replacement to happen? Here are just a few ways to know it’s time for a change.

  1. You can visibly see that your home is missing shingles.
  2. Granules come from your gutter. Asphalt shingles can shed small granules when they start to deteriorate.
  3. There are water spots on the interior ceilings. This can be a clear sign that water is coming through where your roof is not protected.
  4. You have a sagging roof or roof rot on wooden shingles.
  5. There are torn, broken, cracked, or bald shingles.
  6. Neighbors in your area are getting new roofs due to storm damage.
  7. You have an older home with an original roof that is past its prime.

Any of these issues can call for a new roof for your home. And installing a new roof now can mean thousands of dollars of savings when you think about the damage that can be caused by leaving a roof in disrepair. With financing from HFS Financial, there’s no reason to delay.

Roofing Loans for Architectural or Composite Shingles

A new roof isn’t cheap, especially if you go with high-quality materials and a reputable roofer who is bonded, licensed, and insured. When you need roofing loans for architectural or composite shingles, it’s important to make decisions that will stand the test of time.

Although it costs a little more upfront to choose a better-quality shingle, it pays off in the long run by extending the life of your roof and offering your home greater protection. All of this is possible with financing from HFS Financial. With great rates and terms for loans up to $500,000, you’ll quickly see that a new roof is more affordable than you imagined.

In just one minute, you can discover the rates and terms available for your project. With our easy online application, simply submit your information, and one of our experts will be in contact with you within 24 business hours.

dreamstime s 164802054

Roofing Loans for Wood or Shake Shingles

Wood or shake shingles are a beautiful addition to a home. And having them installed by a reputable roofer who is familiar with this specialty roofing is a must. If you have shake or wooden shingles that are split, cracked, unattached, warped, or covered in moss and algae, it’s time for a good roof inspection and recommendation. 

Did you know that roofing loans can cover not just the materials for your project, but the labor and fees associated with hiring an expert contractor? It’s money well spent when you know that your roof has been completed correctly. Whatever your roofing style, consider having multiple roofers bid on your residential roof replacement. This can give you a good idea of the financing you’ll need to get the job done right. 

dreamstime s 92274096

Roofing Loans for Clay or Tile Shingles

Do you have a tropical, Mediterranean, or villa vibe at home? Clay or tile shingles can be a beautiful addition to an already beautiful space. And with the right financing from HFS Financial, you can transform your home into a vacation location each day of the year by replacing traditional shingles with clay or tile ones.

Maybe your home already has clay or tile shingles that have seen better days. If chips, cracks, splitting, or any other issue has left your roof needing to be repaired or replaced, it’s time to take a look at the financing options you need to restore your roof to its former glory. 

HFS Offers Loans for Metal Roofing Too

dreamstime s 165077349

A new trend on the scene today is the expanding popularity of energy-efficient metal roofing. Durable and beautiful, metal roofs have an array of benefits, including a lifespan that can offer over 50 years of premium performance. 

Metal roofing loans can help you achieve the security and beauty you desire your new roof to have. Not only do metal roofs offer enhanced defense for your home, but they also come in an almost endless array of colors and styles to create an amazing focal feature. 

How to Choose a Reputable Roofing Contractor

Hiring the right roofing contractor will make all the difference in how your roof performs in the future. Set out to hire a reputable contractor who is known for excellence. Research reviews, call references, set in-person appointments, interview multiple companies, and view the gallery and material quality available from each contractor option. A roofing contractor with up-to-date licensing, bonding, and insurance will help to guarantee a job that is professional and prompt. 

The right contractor will help you with any permits you need, meet municipality regulations and codes, offer workman’s comp insurance in case of employee injury, and keep you apprised of the progress of the job. In all, a roof is a relatively quick process that makes a huge difference in the appeal and function of your home.

How Can I Find the Best Rates and Payment Options to Match My Needs?

It couldn’t be easier to get the financing you need for your gorgeous new roof. Your hassle-free financing is available for loans up to $500,000, all with the support of a team of professionals who are dedicated to your project’s success. Apply online today to see the available financing options for your home. It takes just 60 seconds to see if you qualify for a loan through HFS Financial, and you’ll receive funds upfront before your roofing project even begins.

With many years in the home improvement lending industry, we are experts at helping homeowners with roofing loans and loans for metal roofing. Contact us at 1-800-254-9560 for more information or to ask any questions. With HFS Financial, “You Dream It, We Finance It.”

How the Loan Process Works

Step 1.

Apply For A Loan

Does NOT affect your credit, get same day answers

Step 2.

Speak To A Loan Consultant

Get instant loan answers OR speak with a loan consultant

Step 3.

Provide Documentation

Securely upload some basic documents for loan verification

Step 4.


Most loans fund within 48 hours