Get Your Dream Swimming Pool with Pool Loans from HFS Financial!
Would you love to build out your backyard with an inground swimming pool that makes your family say, “Ahhhh!” all summer long, but aren’t sure where to start on financing your dream pool? We’d love to help! At HFS Financial, you’ll find the best swimming pool loans to help you make your dream a reality.
Owning a backyard swimming pool is one of the most exciting adventures you’ll ever have. That’s what makes swimming pool loans so incredibly important. Not only will you be adding a beautiful asset to your home, but you’ll also be creating a space to make endless memories with the ones you love most.
The inviting sparkle of clear, cool water turns a boring backyard into a complete showstopper. Adding the crown jewel of your home all begins with the right financing, with terms and rates on pool loans that will make both your heart and your budget happy. Discover how HFS Financial can help you get the backyard pool of a lifetime.
How Easy Is It To Get a Pool Loan?
Worried about jumping through hoops with the bank and dealing with a long financing process before you can even start on your pool? At HFS, we make it as easy, quick, and streamlined as possible to get a swimming pool loan so you can get started on your pool as soon as possible.
What’s different about our loan process?
- At HFS, we only do personal loans. You won’t be asked to use your home as equity or provide another type of collateral to secure your loan!
- We’re not into the waiting game. At HFS Financial, we make it a priority to get you approved and funded quickly. It takes as little as a few days to apply, get approved, and get funded.
You control your funds. With HFS, your swimming pool loan funds up-front and goes directly to YOU. So, you’ll be the one to release your funds to the pool builder.
What Does No-Stage Funding Mean and Why Does It Matter?
When it comes to building a swimming pool or completing another large-scale home improvement project, stage funding can make a big impact on your timeline. What is stage funding? It’s a common practice with other types of home improvement loans. Stage funding is where the bank releases the funds for your pool build, or other project, in stages. Before they will release the funds for the next stage of work to begin, they may require an inspection. This practice causes unnecessary delays and may cause major delays.
At HFS Financial, you’ll only find no-stage swimming pool loans. Your pool loan funds up-front so you’ll never have to wait around for your lender!
What Impact Can a Swimming Pool Have on Family?
A swimming pool brings so much to any home – entertainment, closer relationships, less screen time, more healthy exercise, and so much more. The right swimming pool can set the stage for premier family time, backyard parties, restorative relaxation, holiday celebrations, and a gathering space for kids and adults alike.
When you want to build an inground pool – whether fiberglass, concrete, or vinyl liner – you’re going to need the best financing to get this major home improvement project completed according to your dreams.
That’s why HFS Financial offers the leading options for swimming pool loans for your sensational new pool. Plus, it couldn’t be easier to get started on the financing you need to make all your backyard pool dreams happen. With our quick, 60-second inquiry, you can start the process of discovering your own incredible backyard transformation.
Will Adding a Pool Increase My Home’s Value?
Besides upgrading your lifestyle, your new swimming pool may add value to your home! According to Realtor.com, an inground pool increases your home’s value by 5-10%. If your home is currently valued at $400,000 that would increase your equity by $20,000 to $40,000. While that is likely less than the dream inground swimming pool you’re envisioning, it will certainly help offset the cost, if it comes time to sell your home.
Best of all, an inground swimming pool is an investment your family can enjoy for decades! Inground pools are built to last for a lifetime. Just imagine the memories you’ll make year after year with your loved ones.
What Type of Swimming Pools Can You Finance?
At HFS Financial, we specialize in swimming pool loans and all types of home improvement loans. When it comes to getting a pool loan, you can finance any type of pool you’re dreaming of. Every year the pool industry offers stunning innovations, and today you can find everything from luxury container pools to classic concrete pools to breathtaking beach-inspired pools.
Still, the most popular inground swimming pools fall into one of three categories:
- Concrete/Gunite – When it comes to customizing your pool, concrete offers you the greatest choices. Your pool will be built with concrete that is sprayed into a rebar structure that can be designed any way you want it. Any shape, any length, unlimited features — if you want a truly custom pool, concrete makes it all possible. Price-wise, concrete is at the top tier.
- Vinyl Liner – With a vinyl-lined pool, the smooth liner is installed over wall panels. You’ll still have plenty of options when it comes to shape, size, and style, but fewer choices than if you chose a concrete pool. Compared to concrete or fiberglass, vinyl liner is the most budget-friendly inground pool option.
- Fiberglass – Built offsite and transported to your home on a truck, one of the best features of a fiberglass pool is that it can be installed quicker than a concrete or vinyl liner pool. Plus, it has a non-porous finish that tends to make maintenance and water chemistry easier to manage. Price-wise, fiberglass pools are middle of the road.
When it comes down to picking the right pool for your family, it all depends on your budget, your location, and the features you’d like to include. Your local pool builder is the best resource for pinpointing the best swimming pool for your needs. When it comes to financing, we’d love to help you with your pool loan, whatever type of pool you’re picking. You Dream It, We Finance It!
How Much of My Pool Project Can I Finance?
With HFS, your swimming pool loan can be used for your entire pool build project, from the initial site prep and pool installation to the fencing, landscaping, pool-side furniture, and beyond. When it comes to buying a swimming pool, most pool builders offer a range of options. For instance, they might give you a base choice that includes only site prep, building your pool, and installing the equipment and 3 feet of concrete around your pool. Another option might be the “full backyard build-out” that includes a full-size luxurious patio, all the landscaping and hardscaping you can picture, and all the aesthetic features like furniture, umbrellas, and lounge chairs.
Whatever your pool project looks like, HFS is here to get you funded. Just looking to finance a relatively simple pool installation in your already beautiful backyard? We’d love to help you finance that. Got something much bigger in mind? Like an elaborate pool with stunning features, swim-up seating, a poolside kitchen, and an outdoor living room to complete the space? We love that plan! And we’re here to help.
If you’re ready to get started, the first step is to our 60-second inquiry.
Where Can I Find Swimming Pool Loans with Good Rates?
HFS Financial can help you find the perfect financing options for your new swimming pool. Why use HFS Financial for your new pool? Throughout the years, we have specialized in helping consumers find the right swimming pool loans to ensure the most pleasant overall pool financing experience.
If there’s anyone who knows the swimming pool financing industry, it’s HFS Financial. We’re all too familiar with the complicated process it used to take to get a swimming pool loan. So, we established HFS Financial to turn a complicated process into a fast and simple one. Cut through the red tape with an easy process that involves far less paperwork and far more beneficial options than other financing available. Now you can spend more time building a new swimming pool in your backyard and less time struggling to finance the project before it even starts.
How Can I Know I Am Getting the Right Pool Loan for My Needs?
One of the most important parts of funding is being able to do what you want, when you want, with your own money. Our direct-to-consumer financing gives you complete control over your own funding – making you a cash buyer from the get-go. And with no staged funding, your perfect pool project will never be held up for inspections, approval, or other delays often associated with other types of financing options.
Are Loans with HFS Financial Hassle-Free?
Yep! One of the biggest benefits to choosing HFS for your pool loan is that it funds upfront, directly to you – allowing you to make the purchases, payments, and decisions you need to get your stunning new backyard pool completed quickly. Check out our online reviews to see all the happy customers who chose HFS for their pool loan. Our goal is to provide the easiest pool loans in the industry. We get you a loan, and then we leave you alone!
How Much Can I Finance and for How Many Years Can You Finance a Pool?
A very common question is, “What are typical pool loan terms?” Often, pool lenders cap their lending at 10- to 15-year terms. HFS, on the other hand, offers industry-leading loan terms. We offer longer terms to fit your needs. Not only does this allow for a lower monthly payment, but our fixed-rate payment options and excellent interest rates make building your dream pool cost-effective.
In-ground swimming pools can cost $60,000 – $100,000 and beyond. We offer large loan amounts so that the sky is the limit on all of the ways you can make your backyard the most beautiful space at home. And with swimming pool loans and other home improvement loans available, you can maximize your money by planning your projects at the same time. When you have a contractor who specializes in building exceptional backyard retreats, check out their full array of offerings for your new backyard space.
How Fast Will My Swimming Pool Loan Be Funded?
At HFS Financial, we work tirelessly to ensure that you have the money in hand that you need right when you need it. Once your application is submitted, we quickly notify you of your funding options.
With ultra-fast funding, you can get started on your project as soon as you want. Don’t waste precious time chasing financing that will leave you frustrated: facing staged funding, dealing with unnecessary approvals and delays, or being waylaid by other red tape and roadblocks. At HFS, we get your pool loan funded as quickly as possible, so you can get started on your dream pool ASAP.
What If I Need to Improve the Area Around My New Swimming Pool with Landscaping, Fencing, or Decking?
As you plan your new swimming pool, you may realize the need for additional financing for other home improvement projects like privacy or chain link fencing, a pool enclosure, a new deck, backyard landscaping, and more. Do you need to apply for separate financing? Not with HFS Financial! Roll your entire project into one easy-to-secure loan. We offer an array of home improvement financing options for both exterior and interior projects.
With the help of the expert staff at HFS Financial, you can obtain the home improvement and swimming pool loans you need to build a backyard that will be the talk of the neighborhood. From new hardscaping and decking to a beautiful outdoor kitchen, you can truly build a custom space to live your best life at home. Whether poolside cooking and dining are in your vision, or you want new hardscaping and landscaping that complement your gorgeous new pool, you can have it all with financing through HFS Financial.
What If I Need to Remodel An Existing Pool? Can I Get a Loan for That?
Yep! At HFS, we’ve got you covered for all types of home improvement loans, not just new pool loans. So, if you’ve got an ugly duckling of a swimming pool in your backyard that needs to be refreshed, we’d love to help! Use your swimming pool remodel loan to upgrade your pool…whatever that looks like. From installing new equipment to make your pool energy efficient, to replastering the interior, to changing the style, you can do what you need to when your loan funds.
What Else Should I Consider Before Getting a Swimming Pool Loan?
Before you commit to a pool design and apply for financing, it’s a good idea to consider two more things:
- Will my backyard be complete with this pool design? You’re investing in a backyard makeover that will pay off big by providing you with a generation of quality time and fun in the sun with your loved ones. Besides investing time and money in the project, you’re also going to have to live with a very messy backyard for a while. So, when your pool’s in and the project’s done, you want to be sure you’ve got a backyard you’ll love for years. So, before you sign off on your design, consider if there’s anything else you want done with this project. That could be anything from adding a hot tub to upgrading your deck to building a pool house.
- Will my pool loan cover incidentals? Even the very best pool builders sometimes run into surprises once they break ground — and surprises usually add to the price of your pool. They might find hard rock that requires special equipment to break up. Or they could run into groundwater they weren’t expecting and have to bring in additional pumps. Incidentals can be fun things too! Once your pool is built, you might want to upgrade your patio furniture or grill, or add on more pool-side seating than you originally planned. Since your swimming pool loan funds up-front to you, it might be a good idea to request a bit more than your pool builder estimates. Then, if you run into unexpected expenses, you’ll be ready.
I’m Ready! How Do I Find Out My Pool Loan Rates and Payment Options?
If you’ve been dreaming about finally building a new swimming pool in your backyard, make your dreams a reality by applying with HFS Financial today! HFS is your hassle-free solution for the personal loan you need to bring your dream pool and backyard to life. And remember, you receive your full loan amount upfront, so you control your pool project.
Create the backyard retreat that all of your family, friends, and guests will love. With HFS Financial, “You Dream It, We Finance It!”