Above Ground Pool Financing

Are you thinking about getting a new pool soon? Adding a pool at home is a great way to keep cool in the summer, have a space for kids to splash and play, and relax and enjoy your beautiful backyard retreat.

Above ground pools provide many of the great benefits that inground pools do, plus a few extra perks. If you are considering getting a pool, a little financing through HFS Financial may be just what you need to get the above ground pool loan that’s perfect for your project.


A beautiful backyard with a stunning above-ground pool.


What Is an Above Ground Pool?

Above ground pools, unlike inground pools, are just that: pools above ground level. They are semi-permanent structures that are generally under 60 inches (or, under five feet), which is great if you have young kids or want a pool that has a smaller footprint to take care of. If you are thinking about moving in the future, an above ground pool can be taken with you. This could also be a great selling feature if you decide to leave it with your home.

Benefits of an Above Ground Pool

There are loads of benefits associated with installing an above ground pool. When you consider the financial investment, it’s a great option for a backyard attraction that won’t break the bank. They’re also easier and faster to install than an inground pool. As a great place to perform low-impact exercise and stay cool on a hot summer day, you’ll love the versatility an above ground pool offers. With or without the wonderful addition of a custom deck, an above ground pool is also a fantastic place to entertain family and friends. 

When installing an above ground pool, you don’t have to dig a giant hole in your backyard, and you can move your pool in the future if you need to. This makes above ground pools an excellent choice for military families, renters, families with kids, and others who might need the flexibility that an above ground pool offers.

While many people know that above ground pools are generally more cost-effective and easier to install than inground pools, it could also be easy to assume that these pools must not last a long time. But with today’s manufacturing and technological advancements, that’s simply not the case. A high-quality above ground pool that is well-maintained can last for decades!

Finally, there’s no more worrying about what your family is being exposed to at the local public pool – and definitely no more fighting the crowds to swim! Having any sort of pool in the privacy of your own backyard will always be an added benefit


Keep your kids safe in your above-ground pool.


Safety Options

There are plenty of add-ons to consider to increase an above ground pool’s safety. For example, you can build a beautiful custom deck with a locking gate. Or, choose an entry ladder with railing that has a closing gate attached. A fence with a locking gate surrounding the pool can also prevent unwanted access. 

Whether you have kids or simply want to make your pool easier to use, there are plenty of options to choose from. And bundling the extras into your overall financing can help you achieve the safety and amenities you desire when installing your beautiful new above ground pool.

What Types of Above Ground Pools Are There?

Just like with inground pools, there is a wide variety of different above ground pools to choose from. Do you want a traditional, sturdy steel-frame pool? Have you taken a peek at the new resin and hybrid options? Here’s a glimpse into the common types of above ground pools available for your backyard oasis.

Steel Frame

This type of pool generally comes with a steel frame and uprights, steel top rails, and sometimes buttress reinforcements. As usual, steel frame above ground pools are pretty easy to install. Plus, you can add a ladder during or after filling it for easy entry and exiting.

Design options for steel pools have come a long way in the past few years. It’s a sturdy, dependable option when you choose one from a brand that is known for quality and longevity.

Resin or Hybrid Frame

A resin above ground pool is also a wonderful option. These pools, as the name suggests, have resin components that add strength and beauty such as uprights, top rails and caps. They are rust and corrosion resistant, and they stand up well to the rays of the summer sun. 

A hybrid pool combines all of the benefits of a steel pool plus a resin pool. The combination of strength and durability adds an array of benefits. These are generally longer lasting than the previous types, yet they are still easy to relocate if needed and can be installed fairly quickly. 


While semi-inground pools are not as common when talking about above ground pools, as they’re technically a mix of above ground and inground pools, they’re still worth mentioning. This can be a partially buried above ground pool that is designed for this type of installation. Many have insulation and a thicker wall panel. Just like inground pools, though, these are more expensive than regular above ground pools. But the results can look like an inground pool for a fraction of the cost. If that’s what you are looking for in a backyard pool, HFS Financial can help you find the funding you need to get the job done right.


Make your pool semi-inground with a custom deck.


Shapes and Sizes

Just like with most other things in life, pools – and yes, even above ground pools – also come in all sorts of shapes and sizes. From standard circular above ground pools to rectangular and Grecian semi-inground pools, you can design a space that’s uniquely yours.

Another common type of shape for above ground pools is an oval shape. Sometimes, these types of pools can be more rectangularly shaped than oval. Generally, pools with this shape are ones with steel frames or resin and/or hybrid frames, and on occasion, semi-inground pools can also have this shape. Sometimes, though, semi-inground pools can also have totally different shapes, such as a curved S/eight type of shape. 

In order to figure out which type of shape and size is best for you, take into account how much space you have in your backyard. 

Filter System

While these add-ons might not seem as important when you’re first planning on getting a pool, a filter system is probably the next top thing you need to consider. Any type of pool, above ground ones included, is going to need some sort of filtration system. Consider adding an upgraded filter if the pool you choose comes with one that seems too small for your needs.


While certain pools will already come with their own basic liner, others may have a variety of options to choose from. Liners for these types of pools can come in different patterns and sizes or thicknesses. 

The Best Above Ground Pool Loans

Now that you know a good starting point for above ground pools, it’s time to look into the funding you need for your exciting new project. 

HFS Financial is here to get you the right financing to make all your backyard dreams come true. We specialize in swimming pool loans for customers nationwide and have done so for decades. If you want the best above ground pool loans, you’ve come to the right place.

With over 60 years of experience, we’re here to help with your new pool loan. Check out our reviews page to hear from happy customers who have worked with HFS Financial for a variety of different home improvement needs.


Enjoy your home thanks to a swimming pool loan


How to Finance an Above Ground Pool

If there’s anyone who knows the swimming pool financing industry, it’s HFS Financial. We’re all too familiar with the complicated process it usually takes to get a new swimming pool loan. That’s why we have turned a complicated process into a fast and simple one. Spend more time enjoying your new above ground swimming pool and less time trying to find the right loan for your needs.

Along with your above ground pool loan, you may need additional financing for other home improvement projects like safety fencing, a custom above ground pool deck, backyard landscaping, and more. Complete your loan application today to see how much you qualify for.

Apply risk free! Our safe, secure website offers a 60-second inquiry that does not affect your credit score. You’ll be well on your way to finding the answers you need quickly and easily. With HFS Financial, “You Dream It, We Finance It.”

How the Loan Process Works

Step 1.

Apply For A Loan

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Step 2.

Speak To A Loan Consultant

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Step 3.

Provide Documentation

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Step 4.


Most loans fund within 48 hours