Home Improvement Loans

Home improvement loans begin with HFS Financial!

Home improvement loans are a great way to increase the value of your home. This can be particularly helpful if you’ve recently purchased a fixer-upper or if your current home is in need of an update. Regardless of your home improvement needs, you’re in the right place to get started.

What Are the Benefits of Using a Home Improvement Loan?

Home improvement loans come in handy when you have projects you need or want to make to your home where you cannot personally front the money. In some cases, a home improvement may be urgent and unexpected, such as a leaky roof that needs to be replaced before further damage is done. In these cases, having a quick funding option is important to both your home’s health and your mental health. 

In other cases, you may find yourself in a position to improve your home for personal benefit and comfort. A new pool, home addition, or kitchen remodel are some excellent examples of this. In these situations, it is still in your best interest to have a quick and simple funding option so that you can start enjoying your home the way you have always envisioned as soon as possible. 

What Can I Use a Home Improvement Loan For?

The truth is, there is no one-size-fits-all use for a home improvement loan, as they can be utilized in a wide variety of ways. But with HFS Financial, it’s truly as simple as “You Dream It, We Finance It.”

Here are some inspirational uses for a home improvement loan.

Pools, Decks, and Other Backyard Upgrades

Adding a pool, updating your deck or patio, or upgrading your landscaping is a great way to turn an “ok” yard into a backyard oasis. While these changes can add tremendous value to your home, they can come at a hefty price that will likely require a contractor. 

Thankfully, a home improvement loan can help with that! Fill out our loan inquiry form and check your rates now. 

Adding an Extra Room to Your House

Home additions are a great way to add that much-needed square footage to your home. This is a great option for homeowners who don’t want to move but need more space. Extra room may include adding an additional bedroom, bathroom, or office space, or even expanding an existing room such as a living room.

If you’re running out of room, it may be time to look into a home improvement loan. The application process is quick and easy. You can start today with no impact on your credit for inquiry.

Home improvement loans for kitchens can make your home feel brand new.

Updating Kitchens or Bathrooms

If you are looking to increase the value of your home, updating the kitchens and bathrooms are some of the most effective ways to do so. These rooms are often the most used areas in a home, so keeping them updated can help keep the overall feel of your home updated. These rooms are also some of the fastest to become outdated, with appliances and styles changing almost constantly. 

Is your kitchen starting to feel like a ’70s sitcom set? It may be time to apply for a home improvement loan

Replacing and Installing New Flooring

Your home’s flooring is walked on daily, with many areas having repetitive and consistent use. Over time, any flooring type is bound to show signs of wear and tear. Laminate planks may start to scratch, bend, or even delaminate, vinyl flooring may begin to peel and curl, and carpet may start to wear, fray, or develop an odor that cannot be cleaned. Replacing your flooring can change the feel of an entire room, giving the space a much-needed facelift. 

You’ll know when your flooring is at the end of its life, but will you be financially ready to replace it? A home improvement loan can help with that. Start your qualification process today. 

Replacing Your Roof

There will be times in your homeownership journey when a large and possibly unexpected repair comes into play. Roofs are a notorious example. Residential roofs are a vital part of any home, making them all that more urgent to repair when damage is noticed. A leaking roof can quickly lead to additional damage in other parts of your home. Any type of water damage is likely to add up quickly to the cost needed to remediate and repair. 

Find a home improvement loan for a new roof.

On a more positive note, you may just decide that it is time to invest in a better roof, like switching to metal, perhaps. Regardless of why you are replacing your roof, a home improvement loan through HFS Financial can get you started quickly. To check your rates and qualification status, simply fill out our inquiry form

How Can HFS Financial Help?

When considering a home improvement loan, HFS Financial is your go-to option. HFS connects you with the best financing possible for your home projects. In addition to finding the right financing for your home improvement project, they also help you get qualified for the loan amount you need.

To make the process easier, HFS Financial offers a 60-second inquiry form to help you determine your qualification status and rates. If it looks like you may qualify for your loan needs based on the inquiry, a loan consultant will reach out to you to help you finish your application. You also have the option to call your consultant directly at 1-800-254-9560 at any point. 

If you’re happy with the information provided by the loan consultant – and we’re confident you will be – you will be prompted to securely upload some basic documentation to help verify your information. Assuming all required documentation is supplied and approved, your loan funding will be right around the corner.

HFS Financial makes this process fast and easy, and you will have your loan funded in no time!

Funding Your Home Improvement Project with HFS Puts You in Control

When you qualify and obtain financing through HFS Financial, your approved loan amount will be paid directly to you. No more waiting for multiple payments to be distributed to the contractor or waiting on an inspection – just money straight into your pocket. By funding your loan amount upfront, HFS is putting your home improvement project’s timeline in your hands. This can help you communicate and work better with your chosen contractor.

It’s your home, your improvement project, and your money. Shouldn’t you be in control of all of it? To make sure you are in the driver’s seat for your home improvement project, start your loan qualification process with HFS today.  

How Do I Qualify for a Home Improvement Loan?

The qualification process with HFS Financial is quick and easy, allowing you time to focus on your home project. Simply start here to fill out our quick 60-second inquiry form. 

Home improvement loans through HFS Financial do not require any collateral and are based simply on your income and creditworthiness. Although these are loans for home improvement, your home’s value plays no role in the qualification or approval process, meaning there is no home appraisal or inspection needed. You also don’t have to have any equity in your home in order to qualify for a home improvement loan. And the best part? Inquiring about a home improvement loan will not affect your credit, so get started today! We are here to help turn all of your incredible home improvement dreams into a wonderful reality.


How the Loan Process Works

Step 1.

Apply For A Loan

Does NOT affect your credit, get same day answers

Step 2.

Speak To A Loan Consultant

Get instant loan answers OR speak with a loan consultant

Step 3.

Provide Documentation

Securely upload some basic documents for loan verification

Step 4.


Most loans fund within 48 hours