Home Improvement Loans

Bathroom remodel, new kitchen, whole home renovation — whatever type of home project you’re planning, you’ll find your best home improvement loan options through HFS Financial!

Whether you bought a fixer upper as your first home, or you’ve had your home for a while, sometimes the house just needs a face lift. If you’re looking to remodel your whole house, a single room, the backyard, you’ll love working with HFS. Home Improvement Loans powered by HFS are personal loans which means you won’t need equity, an appraisal, or money down. Plus, there are many more benefits to choosing HFS, including: 

  • Direct-to-Consumer Funding
  • Personal Loans
  • Up to 120% Financing
  • Industry-Leading Loan Terms
  • Low Fixed Rates


The most complicated part of your home improvement project shouldn’t be getting funded. Choose HFS and it won’t be! 

Click the button to get started and check your rate. 



How the Loan Process Works

Step 1.

Apply For A Loan

Does NOT affect your credit, get same day answers

Step 2.

Speak To A Loan Consultant

Get instant loan answers OR speak with a loan consultant

Step 3.

Provide Documentation

Securely upload some basic documents for loan verification

Step 4.


Most loans fund within 48 hours