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HFS Financial is not a lender. The information you provide to HFS Financial is not an application for a loan from HFS Financial. HFS Financial does not endorse, warrant, or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates.
All information is subject to change without notice. An inquiry you submit to HFS Financial is for the purpose of obtaining additional information regarding a potential loan provided by one of HFS’s third-party lenders under terms & conditions arranged directly between you and such lender and conditioned upon the completion of all credit documentation. Loan Example: A loan for $60,000 with a fixed rate of 6.99% and an APR of 7.37% for a term of 20 years would result in 240 payments of $478.76, assuming the applicant(s) do not pay off the loan early.  All loan programs found at www.hfsfinancial.net have no fees or penalties for prepayment.  Not all will qualify.
HFS Financial is not responsible or liable for any products, services, information, or other materials displayed, purchased, or obtained because of or in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, loan, or interest rate analysis. HFS Financial recognizes that there may be differences in interest rates based on loan amount, credit history, and other factors.