Beautiful backyard scene paid with swimming pool loans

Swimming Pool & Home Improvement Loans

You Dream It, We Finance It

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Inquire For A Loan

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Step 2.

Speak To A Loan Consultant

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Step 3.

Provide Documentation

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Step 4.


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If you’re looking for smart, fast swimming pool financing, home improvement loans, or a loan for a backyard renovation project, you’ve come to the right place at HFS Financial. Re-imagine your backyard with a dreamy swimming pool loan. Rethink your kitchen storage space with financing for a kitchen remodel. Reinvent your bathroom, garage, or outdoor living areas with a fast-funding home improvement loan. Our motto is: “You Dream It, We Finance It.”

Getting a home improvement loan or swimming pool financing doesn’t have to be a complicated, time-consuming process. After many years of assisting homeowners in obtaining home improvement financing, the team at HFS Financial is your perfect home improvement financing partner. We know home improvement loans because that is all we do. That’s right, no car loans, no mortgages, no student loans. We do one thing and we do it better than anyone. Swimming pool and home improvement financing!

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Why HFS Financial?

With HFS Financial, you spend more time thinking about how to improve your home and less time worrying about “Am I getting a good rate?” or “How is the financing coming along?” With HFS, you can rest assured you will be provided with industry-leading loan terms and the best customer service experience possible. Loans powered by HFS are personal loans, which means no equity = no problem. The loan options are based on your income and creditworthiness. Unlike most home improvement loans, you as the consumer get the money funded directly to you upfront. HFS loan programs do not fund to the contractor, which empowers YOU, the consumer, and makes life easier for the contractor when it comes to getting paid.

HFS prides itself on being one of the only options that ensures the full funds are disbursed directly to the consumer so that YOU control the money and not the contractor. Why let the lender fund the contractor directly and you have no say? That’s crazy! It’s your money and we believe you should be in control.

Whatever your home improvement project is, inside or out, HFS Financial offers consumers access to the best personal loan options available based on our suite of custom-developed loan programs with industry-leading loan terms and low fixed rates. Once approved, loans can typically fund very quickly with little to no documentation required from the consumer.

When you complete our fast and easy inquiry, the information you provide HFS Financial is securely transmitted to our in-house team of highly specialized financial loan consultants. In less time than any other home improvement loan process, we’ll have you connected with the project financing you need. We are your one-stop shop for any kind of home improvement loan: swimming pools, metal roofs, hardwood flooring, kitchen and bath remodels, basement finishing, outdoor kitchens, and so much more.

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Swimming Pool Loans Are One of Our Specialities

Building a backyard swimming pool is an investment that pays off in endless hours of fun and family time. That’s an investment that is worth every penny! Kids and grandkids grow so fast, and getting more screen-free, quality time together is a priority for every family. A backyard swimming pool is the ideal solution for so many people. And with our personal loans and simple application process to help you fund your dream pool, you’ll be taking your first swim in no time.

Find the Best Swimming Pool Loan Options at HFS Financial

When it comes to making a big home improvement, like putting in that family pool you’ve been longing for, it’s important to find the right financing. At HFS, we make it as easy as possible to get funded and start building your backyard oasis. Why is HFS Financial the place to find the best swimming pool loans? It’s because we specialize in pool loans and do financing the homeowner-friendly way.

First, every loan option you find through HFS is a personal loan. You don’t need to wait until you have equity in your home or find collateral to secure your loan.

Second, we let you control your funding when financing a swimming pool! With HFS Financial, when your loan funds, it won’t go to your pool builder or contractor. And it won’t pay out in stages either. It will fund upfront directly to YOU.

Finally, pool financing through HFS Financial is designed to fit your needs. We offer a wide range of loan amounts, including large amounts, and our terms and pool loan rates are competitive and fair.

Set Your Mind at Ease with a Pool Financing Company You Can Trust

We’ve been in business a long time, and when we tell you we will treat you right and help you find the best swimming pool loan available, we have the customer reviews to back it up. Thousands of satisfied customers have left us positive feedback. Read our reviews and rest easy that you can trust our reputation.

What Type of Pool Can You Finance?

With HFS Financial, you can get a pool loan for any size or type of swimming pool you’re envisioning. We like to say, “You Dream It, We Finance It,” and we mean it!

What are you dreaming of for your backyard? A lap pool to stay fit? A large freeform pool with a grotto and a swim-up bar? How about an epic, family-friendly pool with a jumping rock, splash pad, or even a lazy river? Or maybe you’re thinking about all those pool parties you’ll have and you just want a roomy pool with tons of in-pool seating and an attached hot tub. Whatever you’re dreaming of, we’d love to help you make it happen with loans for pools you’ll adore.

Swimming Pool
Your options are wide open when it comes to materials too. There are three main materials to choose from when it comes to picking a swimming pool: concrete or gunite, fiberglass, and vinyl liner.

Concrete: Typically the most expensive option, concrete or gunite is also the most adaptable and customizable pool material. With concrete, there are no size, shape, or feature restrictions. If you can dream it and find a pool builder who can bring it to life, you can make it happen with a concrete swimming pool.

Fiberglass: Usually in the middle when it comes to price, fiberglass offers a lot of perks for homeowners. Because it’s non-porous, many people think it’s easier to clean and maintain their pool. And since fiberglass pool shells are made in a factory and shipped to your home, they’re usually the quickest pool to install.

Vinyl Liner: Generally the most economical option, vinyl liner pools are a popular family pool option. Today’s reputable vinyl liner brands are sturdy and long-lasting and come in a beautiful array of colors and designs.

There are pros to each material, and a knowledgeable pool builder can help you figure out which is best for your needs and your home.

Get Started on Your Pool Build with Financing from HFS Financial

With our hassle-free pool loan options, you can have the best backyard in the neighborhood. Whether you’re looking to add a simple pool or the full design with a pool, patio, outdoor kitchen, pool house, and more, HFS is here to help you make it a reality. “You Dream It. We Finance It.”

Throw your first pool party in no time! It all starts with our 60-second inquiry. Use our easy Check My Rate tool now to get started on the pool of your dreams.

We Offer Loans for Home Improvements of All Sizes

modern marble bathroom ideas

Do you have an old-fashioned bathroom that’s just dying for a modern upgrade? We can help you with that! Maybe you’re finally ready to go from Pinterest board to reality and put in the drool-worthy kitchen you’ve been dreaming of since you bought your home. You can finally make it happen with HFS. Or, maybe you’re looking for a home remodel loan that’ll let you finally — fully — fix your fixer upper. If you want to discover your options for a large home improvement loan, you need HFS Financial! We offer loans in a wide variety of amounts, all at competitive rates.

We Let Homeowners Control Their Funds

The beauty of home improvement loans through HFS Financial is that you control your funds, so you control your project. With HFS, your loan funds upfront to YOU. While a bank might release your funds in stages, or even worse, disperse the funds to your contractor, here at HFS Financial, we think you are the best person to be in control of your project and your money. The power to pay is in your hands, so you can order materials or negotiate a payment timetable with your contractor that suits your desires.

Get Started on Your Project Fast with Our Quick-to-Apply, Quick-to-Fund Process

Unlike other types of loans, which might come with a lengthy application and interview process or require waiting on a home appraisal, we make getting a home improvement loan as fast and painless as possible. Our application process starts with just a 60-second inquiry. From there, completing the whole process, and getting funded, takes as little as a few days.

Looking for a Home Improvement Loan?

You’ve come to the right place! No collateral or home equity is needed when you’re working with HFS Financial. When you apply, your loan options will exclusively be for personal loans, the preferred option for homeowners. That’s right, with HFS, you don’t need to put up property to secure your loan!

Find a Home Improvement Loan from a Company You Can Trust

We know how important it is to make sure you’re working with a company you can trust. At HFS Financial, we’ve been in business since 2011, and we’re proud of the reputation we’ve built. You don’t have to take our word for it, though. We love getting feedback from our customers, and we transparently post their reviews on our site. Check out our reviews to read testimonies from thousands of our clients and hear first-hand about their experience working with HFS Financial.

What Type of Home Improvement Projects Can You Finance?

With HFS Financial, the sky is really the limit on this one. It’s your loan, your home — improve it how you need to! Whatever type of indoor or outdoor home improvement or remodeling project you’re looking to do at your primary residence, we’d love to help you bring your vision to life.

  • Upgrade your carpet, tile, or hardwood floors.
  • Get new siding or a new roof.
  • Add solar panels.
  • Build a patio, deck, or screened-in porch.
  • Add more living space with an apartment over your garage or by finishing out your basement.
  • Add a pool house, she shed, or studio to your backyard.
  • Build your dream swimming pool.
  • Upgrade your curb appeal with new landscaping and hardscaping.
  • Put in a gourmet kitchen.
  • Transform your bathroom into a luxurious oasis.
  • Remodel your entire home.

And we know that’s just a handful of the amazing ways you can upgrade your house with a home improvement loan from HFS Financial. When we say, “You Dream It, We Finance It,” we mean it. However you’d like to transform your home, we’re here for it.

Get Started Today

With industry-leading loans, including options for those looking for large loan amounts, competitive rates, a simple application process, and quick funding, you’ll be breaking ground on that home improvement project you’ve been dreaming of sooner than you might have thought possible. The next step to finally getting your chef’s kitchen (or dream pool, posh bathroom, or new roof — you name it) is our 60-second inquiry to check your rate. Get rolling on the improvements your home needs today!