Loans for Gutters & Siding


Do you have leaky gutters? Rotten siding? Damaged fascia boards? New gutters and new siding greatly improve the curb appeal of your home and can significantly impact the resale value of your house as well. But they do more than that! New gutters and siding can help protect your foundation, make it easier to get in and out of the house in the rain and melting snow, and even add insulation value, which means paying less for power bills each month. 

Making improvements to your home can be a wise investment, not only for the sake of comfort and aesthetics but also for increasing its overall value. Installing new gutters and siding is no exception. Not only do these upgrades enhance the appearance of your home, but they also provide crucial protection against water damage and other weather-related hazards. However, the cost of these home improvements can add up quickly, making it challenging to fund them out of pocket. That’s where a home improvement loan comes in — providing you with the financing you need to complete the project without breaking the bank.

A gutter loan or siding loan is the best way to finance what your home needs.

Why You Need to Invest in New Gutters and Siding

1. Improved Curb Appeal

New gutters and siding can greatly enhance the overall look of your house. If you’re planning on selling your home in the future, this can be a major selling point. Also, imagine how nice it will be to pull up into your driveway and be greeted by a pristine looking home! Nothing can make you dread coming home like a crooked leaking gutter and dingy, damaged siding.

2. Increased Energy Efficiency

Installing new siding can help improve your home’s insulation, which can lead to lower energy bills and a more comfortable living environment. So investing in updated siding can lead to savings on your monthly bills – having a positive financial impact year after year. 

3. Protection Against the Elements

Your gutters and siding, along with your roof, are your home’s first line of defense against rain, wind, and other harsh weather conditions. Investing in high-quality materials can help keep your home safe, warm, and dry (and you, too!).

4. Unexpected Repair

Not all gutters and siding need to be replaced due to degrading over time. Sometimes unexpected damage occurs like a tree falling down and taking your gutters with it. Or maybe an outdoor fire burning or a grill too close to your siding caused it to warp or melt. Termite damage is also possible with wooden siding and hail can wreak havoc on gutters and siding alike. When this happens, you need to get your gutters and siding replaced as soon as possible.

5. Reduced Maintenance

Old, worn-out gutters and siding require frequent maintenance and repairs. And when not attended to consistently, damage inside can occur, causing even more issues. Updating your gutters and siding can protect other parts of your home from damage, like the foundation. Nothing leads to costly foundation problems like leaky gutters pooling water right at the base of your home. Investing in new gutters and siding can help reduce the amount of time and money you spend on upkeep.

6. Long-Term Savings

While the upfront cost of new gutters and siding may seem daunting, it’s important to remember that these materials are a long-term investment. By choosing durable, high-quality materials, you can save money on home repairs and replacements in the long run.


How Much Do New Gutters and Siding Cost?

The cost of gutters and siding really depends on the size of your home, what materials you use, and how much needs to be replaced. The average American homeowner could spend anywhere between a few hundred dollars to $8,000 on new gutters. New siding is a larger investment, with some projects costing upwards of $25,000 or more. You could save money if only part of your siding or gutters need replacement, but typically gutters and siding are full replacements. The more square footage your house has, the more expensive this project will be.

Getting new gutters and siding is definitely not one of the cheaper home improvement projects but is so vital to the comfort and functionality of your home. As such, when it comes time to replace your gutters and/or siding, getting the right financing is just as important.

Financing for New Gutters and Siding

Not every homeowner has thousands of dollars lying around when they need new gutters and siding, and you may be one of them. Are you able to get financing for new gutters or siding? Where do you even begin to look and apply? How will your credit score be impacted? What will happen if you apply to one financial institution, get denied, and have to apply again somewhere else? How do you compare loan options without directly applying for them before you’re ready?

Look no further than HFS Financial for all the answers you need for home improvement financing needs.

HFS Financial is your partner for getting all the home improvement loans you need, including financing for new gutters and siding. We’ve helped thousands of homeowners get financing for new siding, gutters, and other home improvement projects. We can help you get a quick loan inquiry answer without entering your social security number and without putting a ding on your credit.

How HFS Financial Works

At HFS Financial, we specialize in assisting homeowners in securing home improvement loans. Our priority is to provide you with the most favorable loan terms in the industry. With exceptional loan options, you can benefit from low fixed rates without the need for extra hassle. Whether your home improvement project involves replacing your gutters or home siding, we are here to help you obtain the necessary financing to get the job done right.

Recognizing the significance of timely home repairs, we understand the importance of accessing financing promptly. To ensure your convenience, our loan options fund all loan amounts directly to you, enabling you to complete the job on your own terms. Furthermore, we don’t limit our assistance to the project itself. You’ll find up to 120% financing to cover any additional needs that may arise during the process. When it comes to getting new gutters or siding (or any home improvement project), surprises are not uncommon.

Once your inquiry is approved, our team will connect you with one of our knowledgeable loan consultants. They will assist you throughout the application process, specifically tailoring your gutter financing or siding financing to suit your home’s requirements. With HFS, you can say goodbye to overwhelming paperwork and the hassle of dealing with numerous bank approvals while your gutters leak and your siding blows in the wind. Your dedicated loan consultant will be by your side, ensuring a seamless experience as they guide you through a straightforward financing process.

Completing our inquiry form takes only 60 seconds, and the best part is that checking your loan options does not impact your credit score. We only require minimal information to get started. Rather than risking multiple loan applications simultaneously, which can negatively affect your credit, you can explore all the finest gutter and siding financing options available to you with HFS Financial and proceed accordingly.

Once your loan is approved and your financing is ready, you can confidently address your siding and gutter repair or replacement needs. Take a moment today to apply and discover how HFS Financial can transform your home concerns into homeowner satisfaction. At HFS Financial, “You Dream It, We Finance It.”

How the Loan Process Works

Step 1.

Apply For A Loan

Does NOT affect your credit, get same day answers

Step 2.

Speak To A Loan Consultant

Get instant loan answers OR speak with a loan consultant

Step 3.

Provide Documentation

Securely upload some basic documents for loan verification

Step 4.


Most loans fund within 48 hours