Accessory Dwelling Unit (ADU Loans) and Granny Flat Loans

Looking To Add an ADU (Accessory Dwelling Unit) To Your Property?

ADU loans available for PRIMARY RESIDENCES ONLY. Excludes second homes, rental properties, land additions, or other non-primary residential or non-residential applications.

Are you ready to expand your space at home? The addition of an ADU or ‘granny flat’ is a wonderful way to add more space and more freedom where you need it the most. Whether you are planning on building an in-laws’ quarters, an over-the-garage apartment for your college student, a backyard flat for grandma, or an on-site rental at your primary residence, an ADU or granny flat is a great way to expand your space. 

A cost-effective addition to your primary residence*, these extra dwellings are becoming more and more popular. Electrical and water connections are easy to utilize, and the additional space can increase both the desirability and the equity of your home. 

With your tennant’s own entrance and living space, people of all ages will adore the addition designed to give them privacy and freedom. Outfit your ADU or granny flat with the perfect kitchen amenities, a beautiful bathroom, and a living and sleeping area designed for comfort and relaxation. Whether you choose a DIY prefab kit or you hire a contractor for a custom build, your new space will be absolutely perfect.

And when you are ready to finance your new project for your primary residence, HFS Financial is your trusted ally for the best in ADU and granny flat financing. Apply today to find the loan rates and terms that make adding your new backyard addition easier than ever. 

With HFS Financial, “You Dream It, We Finance It.”

How the Loan Process Works

Step 1.

Apply For A Loan

Does NOT affect your credit, get same day answers

Step 2.

Speak To A Loan Consultant

Get instant loan answers OR speak with a loan consultant

Step 3.

Provide Documentation

Securely upload some basic documents for loan verification

Step 4.


Most loans fund within 48 hours