Loan for Finishing Basement

Basements don’t have to be dark and inhospitable. Finishing your basement expands the square footage of living space in your home by as much as several hundred to a few thousand square feet. Whether you want to add a game room, a laundry room, a mother-in-law-suite, or even an in-home wet bar, basements are the room where you can allow your creativity to soar. All you need now is a loan for your finished basement project!

HFS Financial makes it possible to find unsecured home improvement loans, including financing for finishing your basement.

With HFS, you can get a *personal* loan for finishing your basement, meaning you won’t need equity, an appraisal, or money down. Plus, there are so many benefits to working with HFS, including:  

  • Direct-to-Consumer Funding
  • Personal Loans
  • Up to 120% Financing
  • Industry-Leading Loan Terms
  • Low Fixed Rates

Get started by checking your rates.  

How the Loan Process Works

Step 1.

Apply For A Loan

Does NOT affect your credit, get same day answers

Step 2.

Speak To A Loan Consultant

Get instant loan answers OR speak with a loan consultant

Step 3.

Provide Documentation

Securely upload some basic documents for loan verification

Step 4.


Most loans fund within 48 hours