Unexpected expenses often pop up during home improvement projects. You find leaky plumbing, dangerous electrical wiring, and even termite damage or mold. All of these disasters can throw you off the budget you planned in a huge way. But there are some things you can plan for, like permit fees. Knowing which type of permits you need for your project and factoring them into the budget in advance can help you complete your remodel with fewer surprises.
What Is a Permit?
When it comes to construction, there are tons of new vocabulary-expanding terms you’ll need to know, like permits, codes, zones, etc. A permit is a document you’re legally required to obtain from your municipality before you can begin an endeavor such as building, altering, or adding to a structure. You’ll also need a permit if you seek to change things like occupancy, electrical, plumbing, or for a demolition project. Permit fees vary by project type and area. You’ll want to check with your local building office to find your specific permit and factor the fees into your budget.
Common Home Improvement Permit Fees
According to HomeAdvisor, here are a few averages for some common permit fees:
- Building a House: $1,200 – $2,000
- Garage Conversion: $1,200 – $1,500
- Electrical: $10 – $500
- Roofing: $255 – $500
- Fence: $20 – $60
- Plumbing: $50 – $500
- HVAC: $250 – $400
- Construction: $150 – $2,000
- Bathroom: $175 – $2,000
- Deck: $225 – $500
- Shed: $0 – $2,000
- Pergola: $0 – $150
- Basement: $50 – $2,000
- Window: $50 – $200
- Demolition: $0 – $200
- Water Heater: $25 – $250
- Kitchen: $500 – $1,500
- Driveway: $125 – $600
- Swimming Pool: $100 – $300
- Building Inspection: $100 – $500
However, it’s important to keep in mind that these vary in cost depending on where you live. Permit fees are more expensive in some states and municipalities. For example, while the average cost of a permit fee to build a swimming pool is around a couple hundred dollars, some areas cost over a thousand dollars or more.
Another thing is they can add up if you need multiple permits. Remodeling a basement to be a live-in suite, for example, will need permits for basements, kitchens, and bathrooms, along with electrical and plumbing. In total, that can range from $500 up to well into the thousands.
Ultimately, it’s best to contact your local building department to confirm how much the permit fee is for each project. Then, you can factor them into your overall project budget.
How Do I Get a Permit?
Applying for a permit for a home improvement project is an important step in ensuring that your renovation or construction work complies with local building codes and regulations.
The first step is to determine whether you need a permit for your specific project. Generally, permits are required for structural changes, electrical and plumbing work, additions, and major renovations. To confirm if a permit is needed, contact your local building department or visit their website to access the necessary information and forms.
Once you’ve established the need for a permit, gather all required documentation, which may include detailed project plans, specifications, and payment of fees. Fill out the permit application accurately and submit it to your local building department. Be prepared for an inspection during and after the project to ensure compliance with safety and building standards.
Failure to obtain the necessary permits can result in fines and complications down the road, so it’s essential to follow the process diligently.
HFS Financial Is Ready to Help
HFS Financial is always on standby to help get you the best loan options for all your home improvement projects. Simply take a quick minute to apply — there’s no negative effect on your credit score for inquiry. We can help you find a home improvement loan that can cover those permit fees and so much more. See if you prequalify today. “You Dream It, We Finance It!”