Laminate, Vinyl, Hardwood, Oh My!

Well-lit laminate, vinyl, and hardwood room

The kids are grown, the dog is finally house trained, and the days of red Kool Aid spills and mystery stains are far behind you. Your carpet has lived a long and eventful life, but it’s time to retire. So what’s next for your floors? The options are seemingly endless. How will you ever choose? When it comes to laminate, vinyl, or hardwood, here are a few things to consider.

Lovely Laminate

Laminate contains wood components, which means it’s thicker and softer (more like hardwood) than other flooring options such as vinyl. This makes it warmer and actually softer to walk on, which may be a bonus if you’re used to lush carpet between your toes. It’s easy to install, as well as maintain, needing just a simple sweep and mop to keep it clean. The downside is that it typically only lasts for about 10 years before needing replaced and doesn’t hold up well to liquids. It’s a cheaper choice upfront, but because of its short life span, it may make more sense for your investment to choose a longer-lasting floor. 

Versatile Vinyl

Vinyl flooring is made from plastic. This means it holds up well against moisture, unlike other options such as hardwoods or laminate. It’s perfect for rooms like the kitchen, bathroom, or laundry room where water is often spilled or dripped. It usually won’t suffer damage if moisture sits for a prolonged period of time. You can find vinyl in almost any design, with luxury vinyl mimicking the look and feel of wood and even stone. Vinyl is also known for its durability, often lasting longer than laminate, but with a price, as it’s usually more expensive upfront. 

Happy Hardwood

There’s no denying that hardwoods are unmatched when it comes to aesthetics. This beautiful option is perfect for spaces like living rooms, but not recommended for areas where wet spots are a common occurrence. Installation can be tricky for non-professionals, but maintenance is relatively simple. Newer wood flooring is coated with polyurethane varnish and should never be waxed or polished, simply swept, vacuumed, or mopped. If well taken care of, you can enjoy your floors for a lifetime. It’s almost always a more expensive option, but with it’s stunning qualities and durability, it can be well worth the investment. 

Laminate, Vinyl, or Hardwood: Get Floored with HFS Financial

Are you ready to redo your floors, get pool financing, or anything in between? Contact HFS Financial! We’ve got the best platform to find you the right home improvement loan for all your renovation projects. Take just 60 seconds to apply. And the best part? Your credit score won’t be affected for inquiry, so you’ve got nothing to lose. You Dream It, We Finance It. 


Laminate, Vinyl, Hardwood, Oh My!

HFS Financial solely operates in the home improvement lending space which means we can confidently say that we are THE HOME IMPROVEMENT LOAN EXPERTS. When you apply at HFS Financial you will get a customized loan experience tailored to ensuring you get the best personal loan to meet your home improvement loan needs.