What to Know Before You Invest in a Hot Tub or Spa

couple soaks in a hot tub or spa

There are few things as relaxing as slipping into a warm, bubbly body of water, and it’s even better when the hot tub or spa is your own. You have a relaxing oasis right on your patio, porch, or in your backyard, and it comes with a heap of mental, emotional, and physical benefits. Before you invest in a hot tub or spa, however, you should consider these five points.

What’s Your Budget?

This should be the first question that you answer before you go look at hot tubs and spas in a showroom or apply for hot tub financing. Once you’ve decided how much you can afford, stick to that budget. It’s always tempting to upgrade and add fancy options when you’re in the showroom and looking at all the alluring examples. Remember that you’re buying a hot tub or spa to be less stressed, and overextending your finances won’t help that. Plus, there are a ton of high-quality entry-level spas that offer some of the same perks of a more costly spa without the high price tag. 

How Many People Will Use It?

Next, consider how many people you expect to make use of the spa on a regular basis. If it is just you or just you and your spouse, you can likely stick to smaller models (and save money for nice add-ons). If you expect to use the hot tub or spa for gatherings where you have a lot of guests or you have a large family, you should invest in a larger tub that can hold more people at the same time.

Will Your Hot Tub Be Part of an Entertainment Area?

If you have room in your budget, consider upgrading your hot tub with entertainment packages. Examples of options include TV or stereo packages that turn your hot tub into an entertainment hub. Multicolor LED lighting can also be a fun add-on for parties if it’s not already included in your hot tub.

What Look and Feel Do You Want?

You should also consider how the hot tub will fit into your current décor. There will likely be a design that matches your current aesthetic, or you may want to use this as the perfect opportunity to start making updates and choose a tub that matches the style you want to achieve in your backyard.

How Will Your Hot Tub or Spa Benefit Your Health?

Finally, think about the different ways you hope the tub will benefit your health. The jets can usually be adjusted to offer deep hydrotherapy or soft tissue massage. If it is for easing chronic pain, you may also need handrails to help people in and out.

HFS Financial Will Help You Get the Hot Tub of Your Dreams

When you’re ready to invest in a hot tub or spa for your backyard, there’s no better team to help you get hot tub financing than HFS Financial. Our experts can help you find the best hot tub loan for your project with some of the best loan terms in the industry. These funds can be used toward the purchase of a new hot tub or even an entire project involving your hot tub, like building a deck, installing your spa inground, getting electrical installed, and more! Whatever you need, HFS can help.

With HFS Financial’s incredible options, there’s no stage funding, and your loan funds directly to you. So your dreams of soaking in the warm swirling waters of your spa or hot tub don’t have to be on hold due to waiting on financing. 

Don’t wait. Apply today using our simple 60-second inquiry form, and we’ll get started on the financing you need for your new hot tub or spa. With HFS Financial, “You Dream It, We Finance It.”

What to Know Before You Invest in a Hot Tub or Spa

HFS Financial solely operates in the home improvement lending space which means we can confidently say that we are THE HOME IMPROVEMENT LOAN EXPERTS. When you apply at HFS Financial you will get a customized loan experience tailored to ensuring you get the best personal loan to meet your home improvement loan needs.