A Guide to Pool Deck Materials and Pool Loans

Create your custom deck with pool loans options from HFS Financial.

Are you contemplating the addition of a new pool to your home and trying to navigate pool loans and deck options? Whether choosing inground pool financing or above ground deck loans for pools, the best swimming pool loans for decks are found with HFS Financial. And one of the top decisions you’ll need to make is selecting the ideal material for your pool deck. Often referred to as the pool patio, the deck area around your pool is not only a functional space for walking but also a canvas for arranging pool furniture, tables, and lounge chairs, and more. 

Let’s explore various pool deck materials, the importance of this choice, and how you can make your vision a reality with pool loans from HFS Financial.

Understanding Pool Deck Materials

Before delving into the specifics of pool loans, let’s explore the diverse materials available for pool decks and their unique characteristics.

1. Concrete Pool Decks

Concrete is a familiar choice for pool decks, known for its affordability and versatility. Broom-finished concrete provides a standard concrete appearance, while stamped concrete allows for intricate stone-like designs without the hefty price tag. 

2. Brick Pavers

Brick pavers, essentially concrete bricks arranged over a stone and sand base, offer an aesthetically pleasing, interlocking pattern for pool decks. Unlike traditional concrete, pavers are cured before placement, reducing the risk of cracking. 

Their durability, coupled with the ability to replace damaged pavers easily, makes them a pricier but popular choice among homeowners willing to invest in long-lasting quality.

3. Stone

Stone pool decks exude a unique and stunning aesthetic. Travertine, a type of limestone, remains non-slip when wet and retains a cool touch. Slate offers a sleek and natural finish, while bluestone and flagstone offer an organic approach that elevates the natural appeal of your pool area.

While stone is the most expensive option, its unmatched durability and distinctive beauty make it a top choice for those seeking a luxurious pool patio. 

4. Wooden Decks

Wooden decks are a charming and popular choice for above ground pools, offering a warm, natural aesthetic that blends beautifully with your outdoor surroundings. Typically constructed from pressure-treated pine or more exotic hardwoods like ipe or teak, wooden decks provide a rich, inviting look.

Wood requires regular maintenance to preserve its appearance and integrity, including sealing, staining, and occasional repairs. Despite this upkeep, many homeowners find the rustic elegance and versatility of wooden decks well worth the effort, creating a cozy retreat that complements any backyard oasis.

Emphasizing the Importance of Your Choice of Pool Deck Materials

The material you choose for your pool deck is not merely a matter of aesthetics. It’s a decision that should consider your local climate, lifestyle, and budget. Each material comes with its own set of pros and cons, making it essential to weigh these factors before making a final decision. 

Whether you prioritize affordability, customization, or longevity, your pool deck choice will significantly impact your overall pool experience and budget for your pool loan.

Financing Your Dream Pool with Pool Loans from HFS Financial

Building a new pool involves not just choosing the right materials but also considering the financial aspect. HFS Financial offers a solution by providing pool loans that allow you to turn your dream into a reality. 

When you’re ready to learn more about swimming pool financing options, HFS Financial is ready to assist you. We have home improvement financing options for inground pools, above ground pools, pool houses, and even pool enclosures as well as custom deck financing for your pool area. Would you like a built-in spa or free-standing hot tub to go with your pool? We have hot tub and spa financing options, too.

The journey to a dream pool involves thoughtful material selection and strategic financial planning. By understanding the nuances of pool deck materials and exploring financing options like pool loans, you can ensure that your investment in a new pool becomes a seamless blend of luxury and practicality. 

Dive into the world of pool ownership with confidence, knowing that your pool deck choices are not only visually appealing but also financially sound. Take 60 seconds to submit an online application today to get started. With no impact on your credit score for inquiry, the best swimming pool loans for decks and construction are at your fingertips with HFS Financial. “You Dream It, We Finance It.”

A Guide to Pool Deck Materials and Pool Loans

HFS Financial solely operates in the home improvement lending space which means we can confidently say that we are THE HOME IMPROVEMENT LOAN EXPERTS. When you apply at HFS Financial you will get a customized loan experience tailored to ensuring you get the best personal loan to meet your home improvement loan needs.