Inquiring won't impact your credit

Flexible, fixed-rate financing solutions are only a click away

You dream it, we finance it!

Low-Fixed Rates
Direct-To-Consumer Funded
Personal Loans
Same-Day Qualifications
Terms Up To 20 Years
Inquiring Won’t Impact Your Credit Score

Check My Rate

Inquiring won’t impact your credit

Why Choose Us

At HFS Financial, we pride ourselves on securing personalized financing solutions for an extensive range of home improvement projects. The following are some of the top reasons our customers come to us for financial assistance:

Direct-to-consumer financing: Our unique financing process ensures that funds are disbursed directly to you, giving you full control over your loan.
No equity required: Enjoy low-risk, stress-free financing without having to use your property as collateral.
Fast funding: Our streamlined application and approval process ensures that you get your funds without delay so you can start on your project as soon as possible.
Customer-centric service: By making your financial needs our main focus, we’ll connect you with loans tailored to your budget and timeline, with manageable rates and an easy-to-navigate application process.
Fixed-rate loans: Lock in your ideal rate so you can budget with confidence with a fixed-rate loan.

Ready to finally take on that overdue home improvement project or pool installation? Use the Check My Rate tool to get started today!

Check My Rate

Inquiring won’t impact your credit

What would you like a loan for?

It’s simple to get the loan you need to transform all of your residential spaces.

We don’t just do loans for these projects. Explore all our Home Improvement Loans

What our happy customers say about us

Benji

Andrea Barchiesi has been very easy to work with and answered all of our questions timely. We look forward to getting our pool installed in the next couple weeks. Thanks Andrea for all the help.

Virgil

Andrea was very quick with answers and with the approval process. Appreciate the professionalism throughout

Rebecca

Jason Sidle and Krystie McMahon were absolutely amazing! From pre approval, processing, underwriting, to funding in one week. Very responsive and communicated everything. Highly recommend!

Jim

Very good throughout ! Andrea and Kyara we both great to deal with.

Terry

1 Week is how long this loan took from checking my credit to funds in the bank Alexis and Dan were kind and quick to respond and I will continue to use this company in all my financial needs !!

Lisa

Had a great experience with dealing with this with company. I would recommend.

Rya

Efficient, kind, and professional. I would work with/refer Vicky and Carrie in the future

Kelly

HFS was great, Thank you to A. Grimes and R. Smith for working quickly for us! We had great communication and are so excited to get our pool next week! We appreciate your hard work greatly!

Hollywood

I highly recommend HFS Financial. Rodney and JP were great to work with. Rodney answered all my questions in the beginning and JP kept me informed of every step in the process.

John

Going through HFS to fund my pool was extremely easy and efficient. I worked with both Daniel Perovich and Krystie McMahon. They both were professional and made the process smooth. Thank you.

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Check My Rate Inquiring won't impact credit

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