HFS Financial Logo

Consumer Help & Advice

Accomplish Your New Deck Dreams with HFS Financial

You are likely aware that having a deck can enhance your living space and incorporate the outdoors, but did you know it can really provide an entire room for you and your family to enjoy?

Our experts at HFS Financial know how great having a fully outfitted deck can be. We are here to ensure that you don’t miss a thing when you are ready to build your home’s ultimate outdoor living space this year. 

Start by Selecting Durable Materials for Your Deck

While you may assume that a deck is only some wood or composite decking thrown together, the types of materials you use will set the style for your deck and determine how much maintenance it requires and how long it will last.

Chatting with your contractor will give you insight into the best materials for your area while achieving the look you desire and staying within your budget.

Add an Outdoor Kitchen to the Space

An outdoor entertainment space isn’t complete without an outdoor kitchen. It can be as simple as a grill with a small countertop built around it or as elaborate as having a dishwasher, refrigerator, and stove for use outdoors. 

Depending on what you and your loved ones enjoy, throw in some fun items like a pizza oven or drink dispenser. This will make the deck personal and more exciting for you to use. 

Include Ways to Keep Warm or Cool for Year-Round Deck Use

Once you plan your kitchen area, consider ways to stay warm or cool depending on the season. Incorporating things like fans on a covered deck or even things as simple as umbrellas or awnings can make a big difference when it’s hot outside. 

Add in a fire pit or heaters for use during the colder months. 

You may even consider an enclosed deck for more extreme climates.

These simple touches can ensure you get the most out of your dream deck all year long.

Make Multiple Seating Areas on Your Dream Deck

You have probably already considered some patio furniture for your deck, but consider adding multiple seating areas to make the most of your space. 

Having different designated areas can ensure there is room for everyone when hosting and provide you with different options for enjoying your space.

Have some loungers with umbrellas for reading, plenty of chairs to circle a fire pit or fire table, and a dining table to eat at near the outdoor kitchen. 

Go Above and Beyond with a Water Feature or Elaborate Landscaping 

To take your deck dreams to the next level, add a waterfall or fountain to help drown out noise pollution.

Adding in beautiful plants and shrubberies will also take your space up a notch. 

Factor these costs into your budget when planning your build.

Finally, Add Lighting to Finish Your Deck

Lighting can really make or break your space, so be sure to incorporate it strategically when planning. Your contractor can help you with your lights’ specific placement and selection of the perfect options. 

No matter how big or small your plans are, HFS Financial can help you finance this endeavor. Complete our sixty-second rate checker to see if you are conditionally approved today. There’s never any impact on your credit score for inquiry. With HFS Financial, “You Dream It. We Finance It.”

What our happy customers say about us

Top

This website uses cookies to enhance your browsing experience and deliver personalised ads. By clicking “Accept All Cookies”, you agree to the storing of cookies on your device to enhance site navigation, analyse site usage, and assist in our marketing efforts.

More Information Accept All Cookies