Consumer Help & Advice

How Much Can I Finance to Buy an Inground Swimming Pool?

Building your dream swimming pool is an exciting process, and with HFS Financial, pool financing is a splash. The average inground pool in the United States costs around $30,000. Most homeowners need more than just “a pool,” though. Our customers often want a comprehensive pool loan to cover the costs of their landscaping and a privacy fence. Not to mention other amenities, like rock formations or waterfalls, or perhaps even an entire outdoor kitchen for cooking poolside!

If you’re ready for a total backyard remodel with all the amenities, apply for a loan using HFS Financial. HFS Financial works with consumers to match them to the best terms and rates for their personal situation and pool financing needs. 

Creating the Perfect Space 

Whether you go with an affordable vinyl liner pool, a durable and easy-to-maintain fiberglass pool, or a custom concrete or gunite pool, HFS Financial Financing can help you find the perfect financing for your new backyard entertainment space. Once you’ve selected the perfect inground swimming pool, it’s time to enhance the look and functionality of your backyard. Build a beautiful deck with a fire pit made for entertaining. Want a place to relax and read a book as the kids splish and splash? Create a peaceful sitting area with high-quality patio furniture. Add in water features, a tiki bar, tanning ledge … make your backyard pool the talk of the town!

At HFS Financial, our team of highly-trained financial consultants are waiting to match you to the perfect loan for your inground swimming pool and all of your backyard remodel dreams. Apply today and get the answers you need to start your next home improvement project. 

Frequently Asked Questions

How much can I finance for an inground swimming pool through HFS Financial?

HFS Financial is a loan marketplace that connects homeowners to unaffiliated third-party lenders offering home improvement loans up to $450,000. Actual loan amounts, rates, and terms depend on the lender, your credit profile, and your qualifications. HFS Financial is not a lender.

Do I need home equity to finance an inground pool through HFS?

No. HFS Financial matches homeowners to lenders offering unsecured personal loans for swimming pool projects. No home equity, no appraisal, and no second lien on your home are required.

Is HFS Financial a lender?

No. HFS Financial is a loan marketplace licensed under NMLS / Maryland Credit Services Business #1680766. HFS connects homeowners to unaffiliated third-party lenders; the lender, not HFS, issues the actual loan.

Does applying through HFS affect my credit score?

No. The HFS Financial 60-second loan inquiry is not a loan application and uses a soft credit check that does not affect your credit score.

Are there prepayment penalties on a pool loan through HFS?

No. HFS Financial partners with lenders that do not charge prepayment penalties, so you can pay off your pool loan early without incurring an additional fee.

Does HFS Financial offer pool financing in every state?

Yes. HFS Financial operates in all 50 states and matches homeowners nationwide to its network of home improvement lending partners.

Who receives the funds when my pool loan is approved?

When your loan is funded, the money is paid directly to you, not to your pool contractor. You control the draw schedule with your builder instead of waiting on a lender to release each payment.

How long has HFS Financial been in business?

HFS Financial was founded in 2011 and is headquartered at 100 Owings Court #13, Reisterstown, MD 21136.

How fast can I get a response from HFS Financial?

The HFS Financial loan inquiry takes about 60 seconds to complete and uses a soft credit check. Once submitted, HFS matches you to its network of lending partners.

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