How to Drought-Proof Your Landscaping
It’s that time of year again. The time when the sun shines, the rain refuses to fall, and your yard looks like a desert wasteland. You and drought season are old frenemies, and you know each other well. But did you know there are plenty of ways to drought-proof your landscaping? Enjoy a beautiful outdoor space anytime of year with these brilliant ideas for your yard.
Fire Pit Patio
Create a seating area using pea gravel or concrete as your foundation with a fire pit as your focal point. Nothing says summer quite like sitting around a fire in the evenings with good food, friends, and music. Plus, you’ll enjoy the added bonus of getting to use your fire pit patio all throughout the year — making it a wonderful way to drought-proof your landscaping.
Swimming Pool Deck
Whether you have an above-ground or in-ground pool, adding a pool deck over your yard ensures brown grass and dehydrated plants are well out of sight. This works great to camouflage unhealthy patches in both summer and winter, and requires little to no maintenance.
Rocky Gardens
Remember the pet rock? Well now you can have a rock garden! Create a unique display in your yard with rocks and boulders, even adding some desert, drought-resistant plants for color. Use your imagination and create a work of art to enjoy in all types of weather conditions.
Rain or Drought, HFS Financial Can Help
Are you going through a dry spell when it comes to your home improvement projects? Let HFS Financial help find you the perfect loan for all your renovation visions. All you need is 60 seconds to apply. Worried about your credit score? No problem! There’s no effect on your credit for inquiry. You dream it, we finance it! Get started today.
Frequently Asked Questions
What does it mean to drought-proof your landscaping?
Drought-proofing landscaping means designing and planting a yard that can survive and thrive with minimal water. This typically involves using drought-tolerant native plants, efficient irrigation, mulch to retain moisture, and hardscaping elements that reduce water demand. It is often called xeriscaping.
What is xeriscaping?
Xeriscaping is a landscape design approach that reduces or eliminates the need for supplemental irrigation. It uses drought-tolerant plants, mulch, efficient watering systems, and hardscape features to create a low-water, low-maintenance outdoor space that is particularly well suited to arid and drought-prone regions.
What plants are best for drought-proof landscaping?
Drought-tolerant plants commonly used in drought-proof landscaping include native grasses, succulents, agave, yucca, lavender, rosemary, sage, ornamental sedum, and regional native shrubs. The best plant choices depend on your USDA hardiness zone and soil type.
Can HFS Financial help me finance drought-resistant landscaping?
Yes. HFS Financial is a home improvement loan marketplace that connects homeowners to unaffiliated third-party lenders offering loans for landscaping projects, including xeriscaping and drought-proof installations. HFS is not a lender.
Do I need home equity to finance landscaping through HFS?
No. HFS Financial partners with lenders that offer unsecured personal loans for landscaping projects. No home equity, no appraisal, and no second lien on your home are required.
Is HFS Financial a lender?
No. HFS Financial is a loan marketplace licensed under NMLS / Maryland Credit Services Business #1680766. HFS connects homeowners to unaffiliated third-party lenders who issue the actual loans.
What is the maximum landscaping loan amount through HFS?
HFS Financial connects homeowners to lenders offering home improvement loans up to $450,000. Actual approved amounts depend on the lender and your credit profile.
Does HFS Financial offer landscaping loans in every state?
Yes. HFS Financial operates in all 50 states and matches homeowners nationwide to landscaping financing through its network of lending partners.
Are there prepayment penalties on a landscaping loan through HFS?
No. HFS Financial’s lending partners do not charge prepayment penalties, so you can pay off your landscaping loan early without an additional fee.
