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Consumer Help & Advice

Splurge or Save: Hardwoods vs. Vinyl Plank Flooring for Your Home

If you are planning on remodeling your home, one of the decisions you will have to make is what you want to do with the floors. The main and most common options are hardwoods or vinyl planking. Each has their own benefits and drawbacks. Now you just have to decide if you want to splurge or save on hardwoods vs. vinyl plank flooring for your home.

Hardwoods

Hardwoods have been the sought after flooring among homeowners for decades. A couple of the main reasons for this is because it gives a refined and luxurious look to the home as well as offering lots of different options, species, colors, and variations. It’s easy to clean, easy to maintain, and absolutely beautiful.

If you are trying to decide between hardwoods vs. vinyl plank, something you have to think about is who is living in your home and what you want to do with your home. Since hardwoods are more expensive, you have to consider who is going to be walking on them. Do you have small children? Do you have pets with claws that could scratch the floors? Are you planning on reselling the house any time soon?

All of these considerations will help you to make the best decision. Since animals tend to scratch the hardwood floors easier, it might be better that you invest in something less expensive right now. On the other hand, you might be trying to sell your home and get the best price for it. In that scenario, it might be better to invest your time and money in hardwoods.

Pros:

  • Beautiful look and feel
  • Large variety of options
  • Can be repaired and refinished

Cons:

  • Not waterproof
  • Requires more intensive maintenance
  • More expensive to install

Vinyl

Vinyl often has a stereotype as the cheap way of finishing your floors. Since they are less expensive than hardwood flooring, they can get a bad rap. But did you know that the new, beautiful vinyl plank flooring has the look of hardwood, is more durable against scratches and dents, and requires less time and effort to install? Since the design on vinyl flooring is laser printed, you can have them look almost exactly like a variety of hardwood flooring options. 

That being said, just know that, unlike hardwood floors, you will have to completely remove the vinyl flooring and reinstall it if you have a deep scratch or mark on the floor. The flooring is waterproof though, and maintenance is easy when all you need is a broom and wet mop. Here are some pros and cons.

Pros:

  • More durable than many flooring options
  • Waterproof
  • Fast and easy installation
  • Looks can closely resemble hardwoods

Cons:

  • Replacement needed with severe damage
  • Color can fade over time
  • Often doesn’t add as much value as hardwoods

Let’s Get Started

Getting started on your new flooring can be as easy as calling HFS Financial. That’s why we offer incredible options to get your financing taken care of so that you can worry about one less thing. So whether you decide on hardwoods vs. vinyl plank, let us help you get it taken care of. Our quick 60-second application can get you the answers you need for the flooring you desire. We can also assist you with every other home improvement loan you need. Are you looking for a new pool loan? We’ve got you covered. How about a kitchen or basement remodel? We can do that too. With HFS  Financial, “You Dream It, We Finance It.”

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