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Enjoy long-term affordability with a 15-year loan

You dream it, we finance it!

  • Low-Fixed Rates
  • Direct-To-Consumer Funded
  • Personal Loans
  • Same-Day Qualifications
  • Terms Up To 20 Years
  • Inquiring Won’t Impact Your Credit Score

Inquiring won’t impact your credit

How much do you need?

Lowest Monthly Payment

$0.00

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15-Year Home Improvement Loans

For more extensive home improvement projects or more affordable monthly payments, a 15-year loan from HFS Financial could be just what you need. We offer competitive rates and personalized support that make our loans a popular choice with homeowners across the country.

A 15-year home improvement loan can open up a whole range of possibilities, allowing you not just to dream big, but to turn those big dreams into extravagant reality. That could mean a new swimming pool, an extension, or even a luxury kitchen or bathroom

Our flexible home improvement loans have been designed to help you achieve your dreams without putting too great a strain on your monthly budget. By stretching your repayments over a longer period, you’ll be able to think bigger and plan for more lavish upgrades to both enhance your lifestyle and also add significant value to your property.

Discover how affordable a 15-year pool loan or home improvement loan from HFS Financial could be with our exclusive Check My Rate tool without affecting your credit rating. And if you like what you see, you can apply online for quick funding for any home improvement project.

Check My Rate

Inquiring won’t impact your credit

What would you like a loan for?

It’s simple to get the loan you need to transform all of your residential spaces.

We don’t just do loans for these projects. Explore all our Home Improvement Loans

How to get a loan…

  1. 1

    Inquire for a loan

    Does NOT affect your credit, get same day answers

  2. 2

    Get loan offers

    Get instant loan answers OR speak with a loan consultant

  3. 3

    Verify

    Securely upload some basic documents for loan verification

  4. 4

    Get your funds

    Loan proceeds available within 48 hours of approval

About HFS Financial and why our clients love us

HFS Financial website user

You dream it, we finance it!

Most asked questions

Still have more questions? Visit our Help & Advice center or contact our team and we’d be more than happy to help.

Inquiring won’t impact your credit

Inquire about a home improvement loan today!

Inquire Now

What our happy customers say about us

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