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Realize your home improvement goals with a 5-year loan term

You dream it, we finance it!

  • Low-Fixed Rates
  • Direct-To-Consumer Funded
  • Personal Loans
  • Same-Day Qualifications
  • Terms Up To 20 Years
  • Inquiring Won’t Impact Your Credit Score

Inquiring won’t impact your credit

How much do you need?

Lowest Monthly Payment

$0.00

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5-Year Home Improvement Loans

A five-year home improvement loan or a five-year pool loan from HFS Financial is the perfect solution for those who want to make substantial changes to their homes but don’t like to be in debt for any longer than necessary. 

Although the monthly repayments will be larger than if they were spread over a longer period, a short loan duration will allow you to pay off your debt more quickly. It also means that you’ll pay less overall than you would if you took out the loan over a longer period because there will be less interest.  

Whether you want a new kitchen, a luxury bathroom, or a new swimming pool, we can put together a finance option that meets your expectations and helps you manage your budget responsibly. It’s this kind of flexibility that has made HFS Financial the choice for families across the country looking to transform their homes and turn their dreams into reality.

Our fantastic Check My Rate tool can help you find the right solution for your home improvement project, so why not see how much you can borrow today?

Check My Rate

Inquiring won’t impact your credit

What would you like a loan for?

It’s simple to get the loan you need to transform all of your residential spaces.

We don’t just do loans for these projects. Explore all our Home Improvement Loans

How to get a loan…

  1. 1

    Inquire for a loan

    Does NOT affect your credit, get same day answers

  2. 2

    Get loan offers

    Get instant loan answers OR speak with a loan consultant

  3. 3

    Verify

    Securely upload some basic documents for loan verification

  4. 4

    Get your funds

    Loan proceeds available within 48 hours of approval

About HFS Financial and why our clients love us

HFS Financial website user

You dream it, we finance it!

Most asked questions

Still have more questions? Visit our Help & Advice center or contact our team and we’d be more than happy to help.

Inquiring won’t impact your credit

Inquire about a home improvement loan today!

Inquire Now

What our happy customers say about us

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