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Consumer Help & Advice

Can I Get a Roofing Contractor that Offers Financing?

Are you in the market for a new roof? If so, you may be wondering if there are any roofing contractors who offer financing. The good news is that there are plenty of contractors who offer financing options, and the bad news is that there are plenty of contractors who don’t.

So, how do you know which one to choose? Well, that’s where HFS Financial comes in. We’ll help you understand the different types of financing available from roofing contractors and the loans that are of the most benefit to you. Let’s get started!

Roofing Contractors and Financing Options

When you make the decision to get a roofing contractor, it might seem like a daunting task at first. Compared to other types of contractors, roofing contractors might be more expensive, but there is a reason for that.

They have a lot of expertise in installation, repairs, replacement, and maintenance on all types of roofs. From architectural shingles to shake and metal roofs, they have enough knowledge that even extends to building codes. On top of that, roofing can be dangerous, leading to insurance and bonding expenses that the roofer pays to protect both him and you.

Thankfully, some roofing contractors offer different financing options. If you are looking for a way to pay for your new roof, financing your project is a great way to do so. Here are some common financing options available for a new roof:

Home Equity Loan or HELOC – With this type of loan, you will use the equity in your home for a loan that you can use to pay for your roofing project. You could encounter staged funding, where funds for your project are released in phases. But default on this type of loan and you are out of luck. It’s not worth risking all you’ve built in equity.

Credit Card – You can also use a credit card to pay for your roofing project. But with exorbitant interest rates, this type of loan can be expensive and risky. Compound interest can make the cost of your roof skyrocket if you don’t pay your monthly bill.

Personal Loan – With a personal loan like one through HFS Financial, you can borrow money for your new roof. You will usually pay off the loan in monthly installments and the interest rates are often lower than those from credit cards. And with no staged funding, industry-leading rates, and direct-to-consumer financing, you can have complete control over how much you borrow and how and when it is spent. Pay your contractor on time, get the roof of your dreams, and enjoy the peace of mind that a beautiful new roof brings.

HFS Financial: Aiding Your Roofing Financing Needs

If you find a roofer who offers financing, you are on the right track. And if you find a roofer who offers financing through HFS Financial, you know you’ve hit the jackpot! HFS Financial offers loans for a multitude of roofing projects, including metal roofing, as well as wood or shake shingles, clay or tile shingles, and composite shingles.

HFS Financial offers financing options for both contractors and homeowners alike. Roofers can partner with us to offer their customers loans with industry-leading terms. Not only that, but loans through HFS Financial go directly to you, with no money down and zero-stage funding. Oh, and did we mention the low fixed interest rates?

If your roofer doesn’t offer roofing financing with HFS, ask them about doing so now. You can even lead them to our contractor page.

Whether your contractor offers financing through HFS Financial or not, don’t wait any longer – contact us today! It only takes 60 seconds to start your inquiry into the best financing options for your roof. With HFS Financial, “You Dream It, We Finance It.”

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