Inquiring won't impact your credit

Renew, refresh, and renovate with our competitive loans

You dream it, we finance it!

Low-Fixed Rates
Direct-To-Consumer Funded
Personal Loans
Same-Day Qualifications
Terms Up To 20 Years
Inquiring Won’t Impact Your Credit Score

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Inquiring won’t impact your credit

Home Renovation Loan

Is your property no longer meeting your needs or lifestyle? Does your interior look outdated and in urgent need of modernization? You shouldn’t settle for a home that doesn’t make you happy, and with home renovation financing from HFS Financial, you don’t have to.

We’ll provide you with a loan for home renovation to ensure you can be proud of your property once again. With a variety of home renovation loan values ranging from $50k to $300k, we’ll help you take on home improvement projects of any size or complexity, from complete interior redesigns to kitchen renovations.

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Inquiring won’t impact your credit

Home Renovation Loan Rates

At HFS Financial, we pride ourselves on providing extremely competitive home renovation loan rates, so you’ll never find yourself paying more than necessary. Plus, thanks to our flexible home improvement financing options, the terms of your loan can be tailored specifically to your demands.

A personal loan for home renovation from HFS Financial has numerous benefits:

Quick access to funds: With our speedy approval process, you’ll get access to the funds you need in no time so your renovation can begin without delay.
Protected credit score: You can apply for a loan with complete confidence, safe in the knowledge that your credit score won’t be impacted.
Direct access to funds: The funds will be deposited straight into your account rather than being restricted to a specific contractor, allowing you total control.
No equity necessary: Our loans are based on income and creditworthiness, so you won’t have to worry about utilizing home equity.

Kickstart your next home improvement project today and use our Check My Rate tool to find out what loan options are available to you.

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Inquiring won’t impact your credit

What would you like a loan for?

It’s simple to get the loan you need to transform all of your residential spaces.

We don’t just do loans for these projects. Explore all our Home Improvement Loans

How to get a loan…

1
Inquire for a loan

Does NOT affect your credit, get same day answers

2
Get loan offers

Get instant loan answers OR speak with a loan consultant

3
Verify

Securely upload some basic documents for loan verification

4
Get your funds

Loan proceeds available within 48 hours of approval

About HFS Financial and why our clients love us

HFS Financial website user

You dream it, we finance it!

Inquire Now About HFS

Our unique financing process ensures that funds are disbursed directly to you, giving you full control over your loan.
Have equity in your property? Keep it. Don’t have much equity? No problem. Loans through HFS Financial do not affect the equity in your property.
Our streamlined application and approval process ensures that you get your funds without delay so you can start on your project as soon as possible.
By making your financial needs our main focus, we’ll connect you with loans tailored to your budget and timeline, with manageable rates and an easy-to-navigate application process.
Lock in your ideal rate so you can budget with confidence with a fixed-rate loan.
Making an inquiry with us to check your rate will have no impact at all on your credit score, so don’t hesitate to speak to us today.

$300,000
Max Loan Amount
20,000+
Homeowners Funded
20,000+
Contractors on our Platform
3,000+
5 Star Reviews

Most asked questions

Still have more questions? Visit our Help & Advice center or contact our team and we’d be more than happy to help.

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Inquiring won’t impact your credit

Inquire about a home improvement loan today!

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What our happy customers say about us

Benji

Andrea Barchiesi has been very easy to work with and answered all of our questions timely. We look forward to getting our pool installed in the next couple weeks. Thanks Andrea for all the help.

Virgil

Andrea was very quick with answers and with the approval process. Appreciate the professionalism throughout

Rebecca

Jason Sidle and Krystie McMahon were absolutely amazing! From pre approval, processing, underwriting, to funding in one week. Very responsive and communicated everything. Highly recommend!

Jim

Very good throughout ! Andrea and Kyara we both great to deal with.

Terry

1 Week is how long this loan took from checking my credit to funds in the bank Alexis and Dan were kind and quick to respond and I will continue to use this company in all my financial needs !!

Lisa

Had a great experience with dealing with this with company. I would recommend.

Rya

Efficient, kind, and professional. I would work with/refer Vicky and Carrie in the future

Kelly

HFS was great, Thank you to A. Grimes and R. Smith for working quickly for us! We had great communication and are so excited to get our pool next week! We appreciate your hard work greatly!

Hollywood

I highly recommend HFS Financial. Rodney and JP were great to work with. Rodney answered all my questions in the beginning and JP kept me informed of every step in the process.

John

Going through HFS to fund my pool was extremely easy and efficient. I worked with both Daniel Perovich and Krystie McMahon. They both were professional and made the process smooth. Thank you.

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