3 Helpful Tips and Financing Options for First-Time Pool Buyers

best pool financing options

It’s almost swimming season! What’s not to love? While some people rely on crowded communal pools, vacation resorts, or friends who are pool owners to satisfy their urge to swim, others look on with envy, dreaming of financing options that can help them enjoy their summer to the fullest. Without access to a swimming pool, you stand to miss out on one of the greatest summer pastimes known to man.  

Are you ready to take the plunge and become a pool owner? This is a large investment that requires serious consideration. HFS Financial is here with three helpful tips and financing options for first-time pool buyers. Let’s jump in!

Above Ground or Inground? Decisions, Decisions

One of the most important decisions you will have to make as a first-time pool buyer is whether you want an above-ground or inground swimming pool. Do you have a vision in mind? Do you plan to live on your current property forever? It can be a tough decision, but taking time to think it through will help you make decisions faster. The sooner you know what you want, the sooner you can take steps towards getting it.

Above-ground pools are less expensive, but often much smaller and not as visually striking. While desired aesthetics and function play a large role in this decision, it also depends on various factors including your budget and access to different financing options, the available space on your property, and the permits you are able to obtain.

Take All Potential Complications into Account

Obtaining necessary permits is an unglamorous part of the first-time pool buyer experience, but it’s an essential one you don’t want to skip. After all, if you decide on an inground pool that requires hefty digging for installation, it’s important to ensure that this process will not interfere with any underground wiring or plumbing that is already in place. 

You should take all potential complications into account including the slope of your land, local zoning laws, neighborhood rules, and necessary space for all of the amazing features you want. None of these factors should deter you from the pool-buying process, but it’s best to prepare yourself for the possibility of having to jump through a few hoops to get what you want just in case any issues do arise.

What is Your Desired Time Frame for Installation?

If you want a pool and you want it fast, an above-ground pool is your best bet. Above-ground pools take far less time to install than inground swimming pools, although inground swimming pools can offer unparalleled value and beauty. It may be wise to wait and investigate your swimming pool financing options for an inground pool if you feel like you’re compromising with an above-ground pool. It’s enticing to get in the fast lane for summer fun, but not at the expense of such a significant investment.

When you work with a trusted local pool builder, they can help ensure the process goes as smoothly as possible. The time it takes to complete the installation of an inground pool depends on various factors including the type of pool you choose. For example, fiberglass pools can take as little as a few days to install whereas concrete and vinyl swimming pools can take several weeks.

How Will You Pay? Tailored Pool Financing Options with HFS Financial

Now is the perfect time to start planning for your new swimming pool. Make this the year your swimming vision becomes a reality! With a pool loan from HFS Financial, you’ll have everything you need to get your project started. Are you interested in learning more about your financing options? Call 1-800-254-9560 or fill out one of our simple 60-second loan applications today and one of our customer care team members will be in contact soon. With HFS Financial, “You Dream It, We Finance It.”

3 Helpful Tips and Financing Options for First-Time Pool Buyers

HFS Financial solely operates in the home improvement lending space which means we can confidently say that we are THE HOME IMPROVEMENT LOAN EXPERTS. When you apply at HFS Financial you will get a customized loan experience tailored to ensuring you get the best personal loan to meet your home improvement loan needs.